Number of Borrowers, Commercial Banks, of Which: Household Sector in Portugal

Portugal: Number of Borrowers, Commercial Banks, of Which: Household Sector was 4.39 million in 2025. ▲ Rising

Latest (2025)
4.39 million
Change on year
up 1.7%
World rank
21st
of 89 countries
All-time high
4.39 million
in 2025
All-time low
3.07 million
in 2016
Years of data
17
2009–2025

Number of Borrowers, Commercial Banks, of Which: Household Sector in Portugal, 2009–2025

01.0M2.0M3.0M4.0M2009201720252009: 3.3M2010: 3.3M2011: 3.3M2012: 3.2M2013: 3.1M2014: 3.1M2015: 3.1M2016: 3.1M2017: 3.2M2018: 4.3M2019: 4.4M2020: 4.3M2021: 4.3M2022: 4.3M2023: 4.3M2024: 4.3M2025: 4.4M

Source: International Monetary Fund.

Analysis

The most recent figure for number of borrowers, commercial banks, of which: household sector in Portugal is 4.39 million, measured in 2025. That is the highest value across all 17 years on record.

Compared with earlier readings it is up 1.7% on the previous year and up 41.2% over ten years.

Over the whole period, number of borrowers, commercial banks, of which: household sector in Portugal peaked at 4.39 million in 2025 and was at its lowest, 3.07 million, in 2016.

Portugal ranks 21st of 89 countries on this measure, in the top quarter.

The long-run direction has been consistently rising across the 17 years of available data.

Number of Borrowers, Commercial Banks, of Which: Household Sector in Portugal, year by year

Annual values for Number of Borrowers, Commercial Banks, of Which: Household Sector Borrowers in Portugal, 2009 to 2025.
Year Value Change
2009 3.29 million
2010 3.31 million +0.7%
2011 3.30 million -0.3%
2012 3.21 million -2.9%
2013 3.15 million -1.9%
2014 3.12 million -0.8%
2015 3.11 million -0.3%
2016 3.07 million -1.2%
2017 3.23 million +5.1%
2018 4.30 million +33.1%
2019 4.37 million +1.7%
2020 4.34 million -0.7%
2021 4.26 million -1.9%
2022 4.29 million +0.6%
2023 4.28 million -0.2%
2024 4.32 million +1.0%
2025 4.39 million +1.7%

Portugal compared with similar countries

  • Portugal's 4.39 million is above the median for high income countries, which is 2.09 million, 2.1× the median. (27 countries reporting)
  • Portugal's 4.39 million is above the median for Europe & Central Asia, which is 2.53 million, 1.7× the median. (27 countries reporting)

Biggest year-on-year movements

Years where Number of Borrowers, Commercial Banks, of Which: Household Sector in Portugal changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.

YearChange FromTo
2018 +33.1% 3.23 million 4.30 million

Averages by decade

DecadeAverage LowestHighest Years
2000s 3.29 million 3.29 million 3.29 million 1
2010s 3.42 million 3.07 million 4.37 million 10
2020s 4.31 million 4.26 million 4.39 million 6

Countries ranked near Portugal

  1. 18 Belgium 6.08 million compare
  2. 19 United Arab Emirates 5.36 million compare
  3. 20 Chile 4.62 million compare
  4. 22 Peru 4.13 million compare
  5. 23 Romania 3.88 million compare
  6. 24 Tajikistan 3.25 million compare

See the full ranking of 89 places →

More financial sector data for Portugal

All data for Portugal →

Frequently asked questions

What is number of borrowers, commercial banks, of which: household sector in Portugal?
Number of borrowers, commercial banks, of which: household sector in Portugal was 4.39 million in 2025, according to International Monetary Fund.
What is the highest number of borrowers, commercial banks, of which: household sector recorded in Portugal?
The highest recorded value was 4.39 million in 2025.
What is the lowest number of borrowers, commercial banks, of which: household sector recorded in Portugal?
The lowest recorded value was 3.07 million in 2016.
How does Portugal rank for number of borrowers, commercial banks, of which: household sector?
Portugal ranks 21st out of 89 countries with data for 2025.
Is number of borrowers, commercial banks, of which: household sector rising or falling in Portugal?
Over the last ten years it is up 41.2%. The long-run trend across the full record is rising.
Where does this Portugal data come from?
The figures come from International Monetary Fund, published as part of Number of Borrowers, Commercial Banks, of Which: Household Sector Borrowers. Statizoid updates them automatically from the source API.

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Number of Borrowers, Commercial Banks, of Which: Household Sector in Portugal. Statizoid, drawing on International Monetary Fund. Retrieved 19 September 2026, from https://financial-sector.statizoid.com/stat/number-of-borrowers-commercial-banks-of-which-household-sector-borrowers/portugal/

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About this data

Indicator
Number of Borrowers, Commercial Banks, of Which: Household Sector Borrowers
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
89 places, 1,272 data points, 2004–2025
Last refreshed

Gender-disaggregated data on access to and use of financial services.