Number of Borrowers, Commercial Banks, of Which: Household Sector in Romania
Romania: Number of Borrowers, Commercial Banks, of Which: Household Sector was 3.88 million in 2025. ▬ Flat
Latest (2025)
3.88 million
Change on year
up 0.9%
World rank
23rd
of 89 countries
All-time high
4.14 million
in 2008
All-time low
3.39 million
in 2016
Years of data
18
2008–2025
Number of Borrowers, Commercial Banks, of Which: Household Sector in Romania, 2008–2025
Source: International Monetary Fund.
Analysis
The most recent figure for number of borrowers, commercial banks, of which: household sector in Romania is 3.88 million, measured in 2025.
Compared with earlier readings it is up 0.9% on the previous year and up 10.1% over ten years.
Over the whole period, number of borrowers, commercial banks, of which: household sector in Romania peaked at 4.14 million in 2008 and was at its lowest, 3.39 million, in 2016.
Romania ranks 23rd of 89 countries on this measure, in the top quarter.
Number of Borrowers, Commercial Banks, of Which: Household Sector in Romania, year by year
| Year | Value | Change |
|---|---|---|
| 2008 | 4.14 million | — |
| 2009 | 4.07 million | -1.7% |
| 2010 | 3.93 million | -3.4% |
| 2011 | 3.79 million | -3.5% |
| 2012 | 3.81 million | +0.5% |
| 2013 | 3.66 million | -3.9% |
| 2014 | 3.50 million | -4.4% |
| 2015 | 3.52 million | +0.7% |
| 2016 | 3.39 million | -3.7% |
| 2017 | 3.40 million | +0.1% |
| 2018 | 3.62 million | +6.4% |
| 2019 | 3.76 million | +3.9% |
| 2020 | 3.69 million | -1.9% |
| 2021 | 3.68 million | -0.2% |
| 2022 | 3.69 million | +0.3% |
| 2023 | 3.77 million | +2.2% |
| 2024 | 3.85 million | +2.0% |
| 2025 | 3.88 million | +0.9% |
Romania compared with similar countries
- Romania's 3.88 million is above the median for high income countries, which is 2.09 million, 1.9× the median. (27 countries reporting)
- Romania's 3.88 million is above the median for Europe & Central Asia, which is 2.53 million, 1.5× the median. (27 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 4.10 million | 4.07 million | 4.14 million | 2 |
| 2010s | 3.64 million | 3.39 million | 3.93 million | 10 |
| 2020s | 3.76 million | 3.68 million | 3.88 million | 6 |
Countries ranked near Romania
More financial sector data for Romania
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0 units per person (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0 units per person (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0 units per person (2025)
- Reserve tranche position, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, SDR, per capita 0 units per person (2025)
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 12.7 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.1232 SDR per US$ of GDP (2025)
Frequently asked questions
- What is number of borrowers, commercial banks, of which: household sector in Romania?
- Number of borrowers, commercial banks, of which: household sector in Romania was 3.88 million in 2025, according to International Monetary Fund.
- What is the highest number of borrowers, commercial banks, of which: household sector recorded in Romania?
- The highest recorded value was 4.14 million in 2008.
- What is the lowest number of borrowers, commercial banks, of which: household sector recorded in Romania?
- The lowest recorded value was 3.39 million in 2016.
- How does Romania rank for number of borrowers, commercial banks, of which: household sector?
- Romania ranks 23rd out of 89 countries with data for 2025.
- Is number of borrowers, commercial banks, of which: household sector rising or falling in Romania?
- Over the last ten years it is up 10.1%. The long-run trend across the full record is flat.
- Where does this Romania data come from?
- The figures come from International Monetary Fund, published as part of Number of Borrowers, Commercial Banks, of Which: Household Sector Borrowers. Statizoid updates them automatically from the source API.
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About this data
Gender-disaggregated data on access to and use of financial services.