Number of Loan Accounts, Commercial Banks, of Which: Household Sector in Poland

Poland: Number of Loan Accounts, Commercial Banks, of Which: Household Sector was 28.88 million in 2025. ▬ Flat

Latest (2025)
28.88 million
Change on year
up 1.1%
World rank
8th
of 100 countries
All-time high
30.98 million
in 2009
All-time low
25.79 million
in 2013
Years of data
18
2008–2025

Number of Loan Accounts, Commercial Banks, of Which: Household Sector in Poland, 2008–2025

010.0M20.0M30.0M2008201620252008: 26.4M2009: 31.0M2010: 30.6M2011: 28.7M2012: 26.3M2013: 25.8M2014: 26.3M2015: 26.1M2016: 26.1M2017: 26.3M2018: 26.8M2019: 27.2M2020: 26.6M2021: 26.9M2022: 27.3M2023: 30.4M2024: 28.6M2025: 28.9M

Source: International Monetary Fund.

Analysis

In 2025, number of loan accounts, commercial banks, of which: household sector in Poland stood at 28.88 million.

That represents a change of up 1.1% on the previous year and up 10.4% over ten years.

Over the whole period, number of loan accounts, commercial banks, of which: household sector in Poland peaked at 30.98 million in 2009 and was at its lowest, 25.79 million, in 2013.

Poland ranks 8th of 100 countries on this measure, in the top 10%.

Number of Loan Accounts, Commercial Banks, of Which: Household Sector in Poland, year by year

Annual values for Number of Loan Accounts, Commercial Banks, of Which: Household Sector Loan Accounts in Poland, 2008 to 2025.
Year Value Change
2008 26.39 million
2009 30.98 million +17.4%
2010 30.58 million -1.3%
2011 28.66 million -6.3%
2012 26.31 million -8.2%
2013 25.79 million -1.9%
2014 26.34 million +2.1%
2015 26.15 million -0.7%
2016 26.05 million -0.4%
2017 26.25 million +0.8%
2018 26.79 million +2.0%
2019 27.23 million +1.7%
2020 26.61 million -2.3%
2021 26.86 million +0.9%
2022 27.31 million +1.7%
2023 30.37 million +11.2%
2024 28.56 million -6.0%
2025 28.88 million +1.1%

Poland compared with similar countries

  • Poland's 28.88 million is above the median for high income countries, which is 2.93 million, 9.9× the median. (29 countries reporting)
  • Poland's 28.88 million is above the median for Europe & Central Asia, which is 3.53 million, 8.2× the median. (25 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 28.68 million 26.39 million 30.98 million 2
2010s 27.02 million 25.79 million 30.58 million 10
2020s 28.10 million 26.61 million 30.37 million 6

Countries ranked near Poland

  1. 5 Italy 50.63 million compare
  2. 6 Spain 43.28 million compare
  3. 7 Indonesia 36.91 million compare
  4. 9 Uzbekistan 26.43 million compare
  5. 10 Malaysia 22.03 million compare
  6. 11 Colombia 21.60 million compare

See the full ranking of 100 places →

More financial sector data for Poland

All data for Poland →

Frequently asked questions

What is number of loan accounts, commercial banks, of which: household sector in Poland?
Number of loan accounts, commercial banks, of which: household sector in Poland was 28.88 million in 2025, according to International Monetary Fund.
What is the highest number of loan accounts, commercial banks, of which: household sector recorded in Poland?
The highest recorded value was 30.98 million in 2009.
What is the lowest number of loan accounts, commercial banks, of which: household sector recorded in Poland?
The lowest recorded value was 25.79 million in 2013.
How does Poland rank for number of loan accounts, commercial banks, of which: household sector?
Poland ranks 8th out of 100 countries with data for 2025.
Is number of loan accounts, commercial banks, of which: household sector rising or falling in Poland?
Over the last ten years it is up 10.4%. The long-run trend across the full record is flat.
Where does this Poland data come from?
The figures come from International Monetary Fund, published as part of Number of Loan Accounts, Commercial Banks, of Which: Household Sector Loan Accounts. Statizoid updates them automatically from the source API.

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Number of Loan Accounts, Commercial Banks, of Which: Household Sector in Poland. Statizoid, drawing on International Monetary Fund. Retrieved 19 September 2026, from https://financial-sector.statizoid.com/stat/number-of-loan-accounts-commercial-banks-of-which-household-sector-loan-accounts/poland/

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About this data

Indicator
Number of Loan Accounts, Commercial Banks, of Which: Household Sector Loan Accounts
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
100 places, 1,426 data points, 2004–2025
Last refreshed

Gender-disaggregated data on access to and use of financial services.