Number of Loan Accounts, Commercial Banks, of Which: Household Sector in Spain

Spain: Number of Loan Accounts, Commercial Banks, of Which: Household Sector was 43.28 million in 2025. ▲ Rising

Latest (2025)
43.28 million
Change on year
up 6.9%
World rank
6th
of 100 countries
All-time high
43.33 million
in 2023
All-time low
18.88 million
in 2005
Years of data
22
2004–2025

Number of Loan Accounts, Commercial Banks, of Which: Household Sector in Spain, 2004–2025

010.0M20.0M30.0M40.0M2004201420252004: 19.3M2005: 18.9M2006: 20.9M2007: 23.6M2008: 23.2M2009: 23.8M2010: 23.5M2011: 23.6M2012: 24.0M2013: 28.7M2014: 30.0M2015: 29.1M2016: 29.3M2017: 33.1M2018: 36.3M2019: 36.2M2020: 43.0M2021: 42.7M2022: 40.6M2023: 43.3M2024: 40.5M2025: 43.3M

Source: International Monetary Fund.

Analysis

The most recent figure for number of loan accounts, commercial banks, of which: household sector in Spain is 43.28 million, measured in 2025.

Compared with earlier readings it is up 6.9% on the previous year and up 48.5% over ten years.

Over the whole period, number of loan accounts, commercial banks, of which: household sector in Spain peaked at 43.33 million in 2023 and was at its lowest, 18.88 million, in 2005.

That places Spain 6th out of 100 countries with data for 2025, putting it in the top 10%.

The long-run direction has been consistently rising across the 22 years of available data.

Number of Loan Accounts, Commercial Banks, of Which: Household Sector in Spain, year by year

Annual values for Number of Loan Accounts, Commercial Banks, of Which: Household Sector Loan Accounts in Spain, 2004 to 2025.
Year Value Change
2004 19.34 million
2005 18.88 million -2.4%
2006 20.91 million +10.8%
2007 23.57 million +12.7%
2008 23.16 million -1.7%
2009 23.80 million +2.8%
2010 23.50 million -1.2%
2011 23.56 million +0.3%
2012 24.04 million +2.0%
2013 28.67 million +19.3%
2014 29.98 million +4.6%
2015 29.15 million -2.8%
2016 29.27 million +0.4%
2017 33.07 million +13.0%
2018 36.32 million +9.8%
2019 36.20 million -0.3%
2020 43.02 million +18.8%
2021 42.74 million -0.6%
2022 40.58 million -5.1%
2023 43.33 million +6.8%
2024 40.48 million -6.6%
2025 43.28 million +6.9%

Spain compared with similar countries

  • Spain's 43.28 million is above the median for high income countries, which is 2.93 million, 14.8× the median. (29 countries reporting)
  • Spain's 43.28 million is above the median for Europe & Central Asia, which is 3.53 million, 12.3× the median. (25 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 21.61 million 18.88 million 23.80 million 6
2010s 29.38 million 23.50 million 36.32 million 10
2020s 42.24 million 40.48 million 43.33 million 6

Countries ranked near Spain

  1. 3 India 390.69 million compare
  2. 4 Mexico 71.65 million compare
  3. 5 Italy 50.63 million compare
  4. 7 Indonesia 36.91 million compare
  5. 8 Poland 28.88 million compare
  6. 9 Uzbekistan 26.43 million compare

See the full ranking of 100 places →

More financial sector data for Spain

All data for Spain →

Frequently asked questions

What is number of loan accounts, commercial banks, of which: household sector in Spain?
Number of loan accounts, commercial banks, of which: household sector in Spain was 43.28 million in 2025, according to International Monetary Fund.
What is the highest number of loan accounts, commercial banks, of which: household sector recorded in Spain?
The highest recorded value was 43.33 million in 2023.
What is the lowest number of loan accounts, commercial banks, of which: household sector recorded in Spain?
The lowest recorded value was 18.88 million in 2005.
How does Spain rank for number of loan accounts, commercial banks, of which: household sector?
Spain ranks 6th out of 100 countries with data for 2025.
Is number of loan accounts, commercial banks, of which: household sector rising or falling in Spain?
Over the last ten years it is up 48.5%. The long-run trend across the full record is rising.
Where does this Spain data come from?
The figures come from International Monetary Fund, published as part of Number of Loan Accounts, Commercial Banks, of Which: Household Sector Loan Accounts. Statizoid updates them automatically from the source API.

Download this data

CSV · JSON — 22 observations, free to reuse under IMF Terms and Conditions (attribution required).

Share, cite or embed this page

Cite this page

Number of Loan Accounts, Commercial Banks, of Which: Household Sector in Spain. Statizoid, drawing on International Monetary Fund. Retrieved 19 September 2026, from https://financial-sector.statizoid.com/stat/number-of-loan-accounts-commercial-banks-of-which-household-sector-loan-accounts/spain/

Embed or link this data

Paste this into a page to link back to these figures. The data itself is free to reuse under IMF Terms and Conditions (attribution required); please keep the attribution.

<a href="https://financial-sector.statizoid.com/stat/number-of-loan-accounts-commercial-banks-of-which-household-sector-loan-accounts/spain/">Number of Loan Accounts, Commercial Banks, of Which: Household Sector in Spain</a> — Statizoid

About this data

Indicator
Number of Loan Accounts, Commercial Banks, of Which: Household Sector Loan Accounts
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
100 places, 1,426 data points, 2004–2025
Last refreshed

Gender-disaggregated data on access to and use of financial services.