Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Poland
Poland: Outstanding Loans, Commercial Banks, of Which: Household Sector Loans was 775.11 billion in 2025. ▲ Rising
Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Poland, 2004–2025
Source: International Monetary Fund.
Analysis
The most recent figure for outstanding loans, commercial banks, of which: household sector loans in Poland is 775.11 billion, measured in 2025. That is the highest value across all 22 years on record.
That represents a change of up 4.1% on the previous year and up 31.9% over ten years.
Over the whole period, outstanding loans, commercial banks, of which: household sector loans in Poland peaked at 775.11 billion in 2025 and was at its lowest, 103.71 billion, in 2004.
Poland ranks 43rd of 134 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 22 years of available data.
Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Poland, year by year
| Year | Value | Change |
|---|---|---|
| 2004 | 103.71 billion | — |
| 2005 | 126.29 billion | +21.8% |
| 2006 | 169.81 billion | +34.5% |
| 2007 | 236.56 billion | +39.3% |
| 2008 | 348.47 billion | +47.3% |
| 2009 | 389.56 billion | +11.8% |
| 2010 | 445.81 billion | +14.4% |
| 2011 | 499.69 billion | +12.1% |
| 2012 | 499.30 billion | -0.1% |
| 2013 | 520.24 billion | +4.2% |
| 2014 | 551.59 billion | +6.0% |
| 2015 | 587.67 billion | +6.5% |
| 2016 | 618.57 billion | +5.3% |
| 2017 | 628.66 billion | +1.6% |
| 2018 | 675.86 billion | +7.5% |
| 2019 | 716.97 billion | +6.1% |
| 2020 | 739.20 billion | +3.1% |
| 2021 | 772.37 billion | +4.5% |
| 2022 | 745.36 billion | -3.5% |
| 2023 | 724.84 billion | -2.8% |
| 2024 | 744.78 billion | +2.8% |
| 2025 | 775.11 billion | +4.1% |
Poland compared with similar countries
- Poland's 775.11 billion is above the median for high income countries, which is 248.79 billion, 3.1× the median. (52 countries reporting)
- Poland's 775.11 billion is above the median for Europe & Central Asia, which is 271.67 billion, 2.9× the median. (46 countries reporting)
Biggest year-on-year movements
Years where Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Poland changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2008 | +47.3% | 236.56 billion | 348.47 billion |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 229.06 billion | 103.71 billion | 389.56 billion | 6 |
| 2010s | 574.44 billion | 445.81 billion | 716.97 billion | 10 |
| 2020s | 750.28 billion | 724.84 billion | 775.11 billion | 6 |
Countries ranked near Poland
- 40 Egypt 1.15 trillion compare
- 41 Dominican Republic 912.63 billion compare
- 42 Switzerland 877.47 billion compare
- 44 Israel 758.12 billion compare
- 45 Jamaica 737.15 billion compare
- 46 Netherlands 652.29 billion compare
More financial sector data for Poland
- Reserve position in the IMF, US dollar, annual growth rate 11.07 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0014 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 40.94 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 5.77 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 29.9 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 11.07 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0014 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 40.94 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 5.77 % change on previous year (2025)
Frequently asked questions
- What is outstanding loans, commercial banks, of which: household sector loans in Poland?
- Outstanding loans, commercial banks, of which: household sector loans in Poland was 775.11 billion in 2025, according to International Monetary Fund.
- What is the highest outstanding loans, commercial banks, of which: household sector loans recorded in Poland?
- The highest recorded value was 775.11 billion in 2025.
- What is the lowest outstanding loans, commercial banks, of which: household sector loans recorded in Poland?
- The lowest recorded value was 103.71 billion in 2004.
- How does Poland rank for outstanding loans, commercial banks, of which: household sector loans?
- Poland ranks 43rd out of 134 countries with data for 2025.
- Is outstanding loans, commercial banks, of which: household sector loans rising or falling in Poland?
- Over the last ten years it is up 31.9%. The long-run trend across the full record is rising.
- Where does this Poland data come from?
- The figures come from International Monetary Fund, published as part of Outstanding Loans, Commercial Banks, of Which: Household Sector Loans. Statizoid updates them automatically from the source API.
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About this data
Gender-disaggregated data on access to and use of financial services.