Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Netherlands
Netherlands: Outstanding Loans, Commercial Banks, of Which: Household Sector Loans was 652.29 billion in 2025. ▲ Rising
Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Netherlands, 2004–2025
Source: International Monetary Fund.
Analysis
The most recent figure for outstanding loans, commercial banks, of which: household sector loans in Netherlands is 652.29 billion, measured in 2025. That is the highest value across all 22 years on record.
That represents a change of up 6.0% on the previous year and up 45.4% over ten years.
Over the whole period, outstanding loans, commercial banks, of which: household sector loans in Netherlands peaked at 652.29 billion in 2025 and was at its lowest, 375.43 billion, in 2004.
That places Netherlands 46th out of 134 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently rising across the 22 years of available data.
Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Netherlands, year by year
| Year | Value | Change |
|---|---|---|
| 2004 | 375.43 billion | — |
| 2005 | 404.15 billion | +7.7% |
| 2006 | 418.26 billion | +3.5% |
| 2007 | 424.11 billion | +1.4% |
| 2008 | 419.92 billion | -1.0% |
| 2009 | 421.10 billion | +0.3% |
| 2010 | 409.44 billion | -2.8% |
| 2011 | 416.73 billion | +1.8% |
| 2012 | 429.81 billion | +3.1% |
| 2013 | 426.63 billion | -0.7% |
| 2014 | 428.57 billion | +0.5% |
| 2015 | 448.62 billion | +4.7% |
| 2016 | 460.61 billion | +2.7% |
| 2017 | 513.59 billion | +11.5% |
| 2018 | 505.03 billion | -1.7% |
| 2019 | 521.35 billion | +3.2% |
| 2020 | 523.69 billion | +0.4% |
| 2021 | 548.42 billion | +4.7% |
| 2022 | 581.87 billion | +6.1% |
| 2023 | 595.02 billion | +2.3% |
| 2024 | 615.65 billion | +3.5% |
| 2025 | 652.29 billion | +6.0% |
Netherlands compared with similar countries
- Netherlands's 652.29 billion is above the median for high income countries, which is 248.79 billion, 2.6× the median. (52 countries reporting)
- Netherlands's 652.29 billion is above the median for Europe & Central Asia, which is 271.67 billion, 2.4× the median. (46 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 410.49 billion | 375.43 billion | 424.11 billion | 6 |
| 2010s | 456.04 billion | 409.44 billion | 521.35 billion | 10 |
| 2020s | 586.15 billion | 523.69 billion | 652.29 billion | 6 |
Countries ranked near Netherlands
More financial sector data for Netherlands
- Reserve position in the IMF, US dollar, annual growth rate 12.71 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0024 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 174.01 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 7.33 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0017 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 127.06 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 12.71 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0024 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 174.01 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 7.33 % change on previous year (2025)
Frequently asked questions
- What is outstanding loans, commercial banks, of which: household sector loans in Netherlands?
- Outstanding loans, commercial banks, of which: household sector loans in Netherlands was 652.29 billion in 2025, according to International Monetary Fund.
- What is the highest outstanding loans, commercial banks, of which: household sector loans recorded in Netherlands?
- The highest recorded value was 652.29 billion in 2025.
- What is the lowest outstanding loans, commercial banks, of which: household sector loans recorded in Netherlands?
- The lowest recorded value was 375.43 billion in 2004.
- How does Netherlands rank for outstanding loans, commercial banks, of which: household sector loans?
- Netherlands ranks 46th out of 134 countries with data for 2025.
- Is outstanding loans, commercial banks, of which: household sector loans rising or falling in Netherlands?
- Over the last ten years it is up 45.4%. The long-run trend across the full record is rising.
- Where does this Netherlands data come from?
- The figures come from International Monetary Fund, published as part of Outstanding Loans, Commercial Banks, of Which: Household Sector Loans. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 22 observations, free to reuse under IMF Terms and Conditions (attribution required).
About this data
Gender-disaggregated data on access to and use of financial services.