Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in France

France: Outstanding Loans, Commercial Banks, of Which: Household Sector Loans was 606.11 billion in 2024. ▲ Rising

Latest (2024)
606.11 billion
Change on year
down 0.7%
World rank
49th
of 134 countries
All-time high
620.49 billion
in 2022
All-time low
212.94 billion
in 2004
Years of data
21
2004–2024

Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in France, 2004–2024

200.0B300.0B400.0B500.0B600.0B2004201420242004: 212.9B2005: 237.6B2006: 288.0B2007: 318.4B2008: 354.0B2009: 361.9B2010: 412.8B2011: 419.2B2012: 422.0B2013: 423.8B2014: 428.3B2015: 447.5B2016: 461.7B2017: 484.4B2018: 503.1B2019: 549.7B2020: 569.4B2021: 598.5B2022: 620.5B2023: 610.2B2024: 606.1B

Source: International Monetary Fund.

Analysis

In 2024, outstanding loans, commercial banks, of which: household sector loans in France stood at 606.11 billion.

The figure is down 0.7% on the previous year and up 41.5% over ten years.

Over the whole period, outstanding loans, commercial banks, of which: household sector loans in France peaked at 620.49 billion in 2022 and was at its lowest, 212.94 billion, in 2004.

France ranks 49th of 134 countries on this measure, in the middle of the range.

The long-run direction has been consistently rising across the 21 years of available data.

Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in France, year by year

Annual values for Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in France, 2004 to 2024.
Year Value Change
2004 212.94 billion
2005 237.56 billion +11.6%
2006 288.02 billion +21.2%
2007 318.41 billion +10.6%
2008 353.95 billion +11.2%
2009 361.93 billion +2.3%
2010 412.75 billion +14.0%
2011 419.24 billion +1.6%
2012 422.03 billion +0.7%
2013 423.84 billion +0.4%
2014 428.27 billion +1.0%
2015 447.52 billion +4.5%
2016 461.69 billion +3.2%
2017 484.38 billion +4.9%
2018 503.14 billion +3.9%
2019 549.70 billion +9.3%
2020 569.41 billion +3.6%
2021 598.45 billion +5.1%
2022 620.49 billion +3.7%
2023 610.20 billion -1.7%
2024 606.11 billion -0.7%

France compared with similar countries

  • France's 606.11 billion is above the median for high income countries, which is 248.79 billion, 2.4× the median. (52 countries reporting)
  • France's 606.11 billion is above the median for Europe & Central Asia, which is 271.67 billion, 2.2× the median. (46 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2000s 295.47 billion 212.94 billion 361.93 billion 6
2010s 455.26 billion 412.75 billion 549.70 billion 10
2020s 600.93 billion 569.41 billion 620.49 billion 5

Countries ranked near France

  1. 46 Netherlands 652.29 billion compare
  2. 47 Cameroon 621.46 billion compare
  3. 48 Norway 618.25 billion compare
  4. 50 Spain 595.13 billion compare
  5. 51 Italy 594.26 billion compare
  6. 52 Germany 571.09 billion compare

See the full ranking of 134 places →

More financial sector data for France

All data for France →

Frequently asked questions

What is outstanding loans, commercial banks, of which: household sector loans in France?
Outstanding loans, commercial banks, of which: household sector loans in France was 606.11 billion in 2024, according to International Monetary Fund.
What is the highest outstanding loans, commercial banks, of which: household sector loans recorded in France?
The highest recorded value was 620.49 billion in 2022.
What is the lowest outstanding loans, commercial banks, of which: household sector loans recorded in France?
The lowest recorded value was 212.94 billion in 2004.
How does France rank for outstanding loans, commercial banks, of which: household sector loans?
France ranks 49th out of 134 countries with data for 2024.
Is outstanding loans, commercial banks, of which: household sector loans rising or falling in France?
Over the last ten years it is up 41.5%. The long-run trend across the full record is rising.
Where does this France data come from?
The figures come from International Monetary Fund, published as part of Outstanding Loans, Commercial Banks, of Which: Household Sector Loans. Statizoid updates them automatically from the source API.

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Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in France. Statizoid, drawing on International Monetary Fund. Retrieved 18 September 2026, from https://financial-sector.statizoid.com/stat/outstanding-loans-commercial-banks-of-which-household-sector-loans/france/

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About this data

Indicator
Outstanding Loans, Commercial Banks, of Which: Household Sector Loans
Source
International Monetary Fund
Licence
IMF Terms and Conditions (attribution required)
Coverage
134 places, 2,549 data points, 2004–2025
Last refreshed

Gender-disaggregated data on access to and use of financial services.