Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Spain
Spain: Outstanding Loans, Commercial Banks, of Which: Household Sector Loans was 595.13 billion in 2025. ▼ Falling
Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Spain, 2004–2025
Source: International Monetary Fund.
Analysis
Spain recorded 595.13 billion for outstanding loans, commercial banks, of which: household sector loans in 2025.
That represents a change of up 3.6% on the previous year and down 4.6% over ten years.
Over the whole period, outstanding loans, commercial banks, of which: household sector loans in Spain peaked at 786.61 billion in 2008 and was at its lowest, 425.91 billion, in 2004.
That places Spain 50th out of 134 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently falling across the 22 years of available data.
Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Spain, year by year
| Year | Value | Change |
|---|---|---|
| 2004 | 425.91 billion | — |
| 2005 | 548.88 billion | +28.9% |
| 2006 | 666.14 billion | +21.4% |
| 2007 | 752.99 billion | +13.0% |
| 2008 | 786.61 billion | +4.5% |
| 2009 | 781.86 billion | -0.6% |
| 2010 | 783.71 billion | +0.2% |
| 2011 | 761.55 billion | -2.8% |
| 2012 | 727.96 billion | -4.4% |
| 2013 | 687.00 billion | -5.6% |
| 2014 | 654.03 billion | -4.8% |
| 2015 | 623.62 billion | -4.6% |
| 2016 | 610.25 billion | -2.1% |
| 2017 | 602.05 billion | -1.3% |
| 2018 | 597.82 billion | -0.7% |
| 2019 | 594.95 billion | -0.5% |
| 2020 | 591.81 billion | -0.5% |
| 2021 | 591.57 billion | -0.0% |
| 2022 | 588.54 billion | -0.5% |
| 2023 | 570.89 billion | -3.0% |
| 2024 | 574.36 billion | +0.6% |
| 2025 | 595.13 billion | +3.6% |
Spain compared with similar countries
- Spain's 595.13 billion is above the median for high income countries, which is 248.79 billion, 2.4× the median. (52 countries reporting)
- Spain's 595.13 billion is above the median for Europe & Central Asia, which is 271.67 billion, 2.2× the median. (46 countries reporting)
Biggest year-on-year movements
Years where Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Spain changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2005 | +28.9% | 425.91 billion | 548.88 billion |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 660.40 billion | 425.91 billion | 786.61 billion | 6 |
| 2010s | 664.29 billion | 594.95 billion | 783.71 billion | 10 |
| 2020s | 585.38 billion | 570.89 billion | 595.13 billion | 6 |
Countries ranked near Spain
More financial sector data for Spain
- Reserve position in the IMF, US dollar, annual growth rate 13.53 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 69.18 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 8.11 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 50.52 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 13.53 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 69.18 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 8.11 % change on previous year (2025)
Frequently asked questions
- What is outstanding loans, commercial banks, of which: household sector loans in Spain?
- Outstanding loans, commercial banks, of which: household sector loans in Spain was 595.13 billion in 2025, according to International Monetary Fund.
- What is the highest outstanding loans, commercial banks, of which: household sector loans recorded in Spain?
- The highest recorded value was 786.61 billion in 2008.
- What is the lowest outstanding loans, commercial banks, of which: household sector loans recorded in Spain?
- The lowest recorded value was 425.91 billion in 2004.
- How does Spain rank for outstanding loans, commercial banks, of which: household sector loans?
- Spain ranks 50th out of 134 countries with data for 2025.
- Is outstanding loans, commercial banks, of which: household sector loans rising or falling in Spain?
- Over the last ten years it is down 4.6%. The long-run trend across the full record is falling.
- Where does this Spain data come from?
- The figures come from International Monetary Fund, published as part of Outstanding Loans, Commercial Banks, of Which: Household Sector Loans. Statizoid updates them automatically from the source API.
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About this data
Gender-disaggregated data on access to and use of financial services.