Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Germany
Germany: Outstanding Loans, Commercial Banks, of Which: Household Sector Loans was 571.09 billion in 2024. ▲ Rising
Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Germany, 2004–2024
Source: International Monetary Fund.
Analysis
Germany recorded 571.09 billion for outstanding loans, commercial banks, of which: household sector loans in 2024. That is the highest value across all 21 years on record.
The figure is up 0.4% on the previous year and up 41.8% over ten years.
Over the whole period, outstanding loans, commercial banks, of which: household sector loans in Germany peaked at 571.09 billion in 2024 and was at its lowest, 355.89 billion, in 2005.
Germany ranks 52nd of 134 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 21 years of available data.
Outstanding Loans, Commercial Banks, of Which: Household Sector Loans in Germany, year by year
| Year | Value | Change |
|---|---|---|
| 2004 | 356.53 billion | — |
| 2005 | 355.89 billion | -0.2% |
| 2006 | 363.71 billion | +2.2% |
| 2007 | 371.52 billion | +2.1% |
| 2008 | 374.15 billion | +0.7% |
| 2009 | 378.91 billion | +1.3% |
| 2010 | 379.13 billion | +0.1% |
| 2011 | 383.55 billion | +1.2% |
| 2012 | 388.44 billion | +1.3% |
| 2013 | 394.80 billion | +1.6% |
| 2014 | 402.79 billion | +2.0% |
| 2015 | 414.71 billion | +3.0% |
| 2016 | 438.39 billion | +5.7% |
| 2017 | 458.61 billion | +4.6% |
| 2018 | 477.42 billion | +4.1% |
| 2019 | 501.62 billion | +5.1% |
| 2020 | 522.24 billion | +4.1% |
| 2021 | 544.68 billion | +4.3% |
| 2022 | 566.02 billion | +3.9% |
| 2023 | 568.71 billion | +0.5% |
| 2024 | 571.09 billion | +0.4% |
Germany compared with similar countries
- Germany's 571.09 billion is above the median for high income countries, which is 248.79 billion, 2.3× the median. (52 countries reporting)
- Germany's 571.09 billion is above the median for Europe & Central Asia, which is 271.67 billion, 2.1× the median. (46 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 366.79 billion | 355.89 billion | 378.91 billion | 6 |
| 2010s | 423.95 billion | 379.13 billion | 501.62 billion | 10 |
| 2020s | 554.55 billion | 522.24 billion | 571.09 billion | 5 |
Countries ranked near Germany
More financial sector data for Germany
- Reserve position in the IMF, US dollar, annual growth rate 12.11 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0019 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 115.41 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 6.76 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0014 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 84.27 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 12.11 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0019 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 115.41 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 6.76 % change on previous year (2025)
Frequently asked questions
- What is outstanding loans, commercial banks, of which: household sector loans in Germany?
- Outstanding loans, commercial banks, of which: household sector loans in Germany was 571.09 billion in 2024, according to International Monetary Fund.
- What is the highest outstanding loans, commercial banks, of which: household sector loans recorded in Germany?
- The highest recorded value was 571.09 billion in 2024.
- What is the lowest outstanding loans, commercial banks, of which: household sector loans recorded in Germany?
- The lowest recorded value was 355.89 billion in 2005.
- How does Germany rank for outstanding loans, commercial banks, of which: household sector loans?
- Germany ranks 52nd out of 134 countries with data for 2024.
- Is outstanding loans, commercial banks, of which: household sector loans rising or falling in Germany?
- Over the last ten years it is up 41.8%. The long-run trend across the full record is rising.
- Where does this Germany data come from?
- The figures come from International Monetary Fund, published as part of Outstanding Loans, Commercial Banks, of Which: Household Sector Loans. Statizoid updates them automatically from the source API.
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About this data
Gender-disaggregated data on access to and use of financial services.