Provisions to nonperforming loans in Australia

Australia: Provisions to nonperforming loans was 18.1% in 2020. β—† Volatile

Latest (2020)
18.1%
Change on year
down 4.9%
World rank
139th
of 140 countries
All-time high
182.9%
in 2004
All-time low
17.6%
in 2005
Years of data
23
1998–2020

Provisions to nonperforming loans in Australia, 1998–2020

0501001502001998200920201998: 37.9 %1999: 44.2 %2000: 132.1 %2001: 107.1 %2002: 106.2 %2003: 131.8 %2004: 182.9 %2005: 17.6 %2006: 17.6 %2007: 18.3 %2008: 22.8 %2009: 23.3 %2010: 23.9 %2011: 24 %2012: 26 %2013: 26 %2014: 24.5 %2015: 23.8 %2016: 24 %2017: 21.6 %2018: 19.8 %2019: 19 %2020: 18.1 %

Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.

Analysis

In 2020, provisions to nonperforming loans in Australia stood at 18.1%.

Compared with earlier readings it is down 4.9% on the previous year and down 24.2% over ten years.

Over the whole period, provisions to nonperforming loans in Australia peaked at 182.9% in 2004 and was at its lowest, 17.6%, in 2005.

Australia ranks 139th of 140 countries on this measure, in the bottom quarter.

The series is highly variable year to year, so single readings are best treated with caution.

Averages by decade

DecadeAverage LowestHighest Years
1990s 41.0% 37.9% 44.2% 2
2000s 76.0% 17.6% 182.9% 10
2010s 23.3% 19.0% 26.0% 10
2020s 18.1% 18.1% 18.1% 1

Countries ranked near Australia

  1. 136 Japan 25.6% compare
  2. 137 Israel 24.3% compare
  3. 138 Vanuatu 22.1% compare
  4. 140 Azerbaijan, Republic of 0.9% compare

See the full ranking of 140 places β†’

More financial sector data for Australia

All data for Australia β†’

Frequently asked questions

What is provisions to nonperforming loans in Australia?
Provisions to nonperforming loans in Australia was 18.1% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
What is the highest provisions to nonperforming loans recorded in Australia?
The highest recorded value was 182.9% in 2004.
What is the lowest provisions to nonperforming loans recorded in Australia?
The lowest recorded value was 17.6% in 2005.
How does Australia rank for provisions to nonperforming loans?
Australia ranks 139th out of 140 countries with data for 2020.
Is provisions to nonperforming loans rising or falling in Australia?
Over the last ten years it is down 24.2%. The long-run trend across the full record is volatile.
Where does this Australia data come from?
The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Provisions to nonperforming loans (%). Statizoid updates them automatically from the source API.

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Provisions to nonperforming loans in Australia. Statizoid, drawing on Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Retrieved 18 August 2026, from https://financial-sector.statizoid.com/stat/provisions-to-nonperforming-loans-percent/australia/

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About this data

Indicator
Provisions to nonperforming loans (%)
Unit
%
Source
Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
140 places, 2,230 data points, 1998–2020
Last refreshed

Provisions to nonperforming loans. Nonperforming Loans are loans for which the contractual payments are delinquent, usually defined as and NPL ratio being overdue for more than a certain number of days (e.g., usually more than 90 days). Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.