Provisions to nonperforming loans (%) in Australia
Australia: Provisions to nonperforming loans (%) was 18.1% in 2020. ◆ Volatile
Provisions to nonperforming loans in Australia, 1998–2020
Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.
Analysis
In 2020, provisions to nonperforming loans in Australia stood at 18.1%.
Compared with earlier readings it is down 4.9% on the previous year and down 24.2% over ten years.
Over the whole period, provisions to nonperforming loans in Australia peaked at 182.9% in 2004 and was at its lowest, 17.6%, in 2005.
Australia ranks 139th of 140 countries on this measure, in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Provisions to nonperforming loans (%) in Australia, year by year
| Year | % | Change |
|---|---|---|
| 1998 | 37.9% | — |
| 1999 | 44.2% | +16.6% |
| 2000 | 132.1% | +198.9% |
| 2001 | 107.1% | -18.9% |
| 2002 | 106.2% | -0.8% |
| 2003 | 131.8% | +24.1% |
| 2004 | 182.9% | +38.8% |
| 2005 | 17.6% | -90.4% |
| 2006 | 17.6% | +0.0% |
| 2007 | 18.3% | +4.0% |
| 2008 | 22.8% | +24.6% |
| 2009 | 23.3% | +2.2% |
| 2010 | 23.9% | +2.5% |
| 2011 | 24.0% | +0.6% |
| 2012 | 26.0% | +8.2% |
| 2013 | 26.0% | -0.2% |
| 2014 | 24.5% | -5.7% |
| 2015 | 23.8% | -2.9% |
| 2016 | 24.0% | +1.2% |
| 2017 | 21.6% | -10.2% |
| 2018 | 19.8% | -8.4% |
| 2019 | 19.0% | -3.7% |
| 2020 | 18.1% | -4.9% |
Australia compared with similar countries
- Australia's 18.1% is below the median for high income countries, which is 51.6%, 35% of the median. (55 countries reporting)
- Australia's 18.1% is below the median for East Asia & Pacific, which is 48.3%, 37% of the median. (20 countries reporting)
Biggest year-on-year movements
Years where Provisions to nonperforming loans (%) in Australia changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2000 | +198.9% | 44.2% | 132.1% |
| 2005 | -90.4% | 182.9% | 17.6% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 41.0% | 37.9% | 44.2% | 2 |
| 2000s | 76.0% | 17.6% | 182.9% | 10 |
| 2010s | 23.3% | 19.0% | 26.0% | 10 |
| 2020s | 18.1% | 18.1% | 18.1% | 1 |
Countries ranked near Australia
More financial sector data for Australia
- Reserve position in the IMF, US dollar, annual growth rate 11.9 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 83.74 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 6.56 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0009 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 61.14 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 11.9 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 83.74 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 6.56 % change on previous year (2025)
Frequently asked questions
- What is provisions to nonperforming loans in Australia?
- Provisions to nonperforming loans in Australia was 18.1% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
- What is the highest provisions to nonperforming loans recorded in Australia?
- The highest recorded value was 182.9% in 2004.
- What is the lowest provisions to nonperforming loans recorded in Australia?
- The lowest recorded value was 17.6% in 2005.
- How does Australia rank for provisions to nonperforming loans?
- Australia ranks 139th out of 140 countries with data for 2020.
- Is provisions to nonperforming loans rising or falling in Australia?
- Over the last ten years it is down 24.2%. The long-run trend across the full record is volatile.
- Where does this Australia data come from?
- The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Provisions to nonperforming loans (%). Statizoid updates them automatically from the source API.
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About this data
Provisions to nonperforming loans. Nonperforming Loans are loans for which the contractual payments are delinquent, usually defined as and NPL ratio being overdue for more than a certain number of days (e.g., usually more than 90 days). Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.