Provisions to nonperforming loans (%) by country

Provisions to nonperforming loans. Nonperforming Loans are loans for which the contractual payments are delinquent, usually defined as and NPL ratio being overdue for more than a certain number of days (e.g., usually more than 90 days). Reported by IMF staff. Note that due to differences in national accounting,...

Countries reporting
140
Highest
604.1%
Venezuela
Lowest
0.9%
Azerbaijan
Median
59.9%
Years covered
23
1998–2020
Data points
2,230

What the numbers show

Provisions to nonperforming loans (%) is currently reported for 140 countries. The highest value is 604.1% in Venezuela; the lowest is 0.9% in Azerbaijan.

The median across all reporting countries is 59.9%, and the mean is 74.4%.

The gap between the highest and lowest reporting country is a factor of about 657.

Over the past decade 80 countries rose and 58 fell. The largest increase was in Kenya (up 623.7%), and the largest decrease in Equatorial Guinea (down 69.5%).

Provisions to nonperforming loans: full country ranking

#Country LatestYear 10-year changeTrend
1 Venezuela 604.1% 2014 up 364.0% volatile
2 Bolivia 243.3% 2015 up 183.2% volatile
3 Brazil 239.1% 2020 up 45.0% rising
4 El Salvador 205.2% 2020 up 91.0% rising
5 China 184.5% 2020 up 47.8% volatile
6 Dominican Republic 174.2% 2019 up 62.8% rising
7 Chile 171.4% 2020 up 85.0% falling
8 Mexico 160.1% 2020 down 20.2% rising
9 Colombia 152.8% 2020 down 12.7% rising
10 Argentina 151.3% 2020 up 6.0% rising
11 Panama 148.0% 2020 up 5.9% falling
12 North Macedonia 141.1% 2020 up 40.2% rising
13 Saudi Arabia 131.1% 2020 up 7.2% rising
14 Honduras 126.5% 2020 up 6.8% rising
15 Samoa 118.5% 2020 up 120.7% rising
16 Ecuador 117.7% 2019 down 27.5% falling
17 Peru 116.2% 2020 down 14.1% rising
18 Serbia 114.2% 2015 up 93.9% rising
19 Mozambique 107.8% 2015 up 21.4% volatile
20 Qatar 100.1% 2015 up 20.3% rising
21 Egypt 99.0% 2015 up 94.1% rising
22 Paraguay 98.7% 2020 down 6.3% rising
23 Maldives 97.0% 2020 up 31.4% rising
24 Norway 95.1% 2020 up 190.2% flat
25 Rwanda 93.7% 2020 up 154.0% rising
26 Gabon 91.6% 2020 up 1.0% rising
27 Cameroon 91.2% 2020 up 7.9% rising
28 South Sudan 90.6% 2015 up 185.8% rising
29 Ukraine 89.3% 2020 up 34.0% volatile
30 Pakistan 88.3% 2020 up 32.4% rising
31 Ghana 84.3% 2020 up 19.3% flat
32 Djibouti 84.0% 2020 up 10.0% rising
33 Croatia 83.3% 2020 up 114.6% falling
34 Burundi 82.8% 2018 down 5.4% flat
35 Slovenia 81.7% 2020 up 121.2% falling
36 Central African Republic 81.2% 2020 down 16.7% flat
37 Lithuania 79.8% 2020 up 132.8% volatile
38 Guatemala 79.1% 2020 up 25.7% rising
39 Oman 78.6% 2015 down 19.3% flat
40 Bosnia and Herzegovina 78.4% 2020 up 79.5% rising
41 Russia 78.0% 2020 up 3.1% falling
42 Zambia 75.9% 2020 down 5.5% flat
43 Kazakhstan 75.6% 2020 up 17.6% rising
44 Turkey 74.9% 2020 down 10.6% rising
45 Spain 72.9% 2020 up 10.9% volatile
46 Trinidad and Tobago 72.9% 2020 up 118.4% rising
47 Austria 72.6% 2020 up 2.5% falling
48 Yemen 72.4% 2014 up 3.0% rising
49 Poland 71.5% 2020 down 1.3% rising
50 Kenya 71.4% 2020 up 623.7% volatile
51 Bhutan 70.4% 2019 down 0.1% flat
52 Nepal 70.2% 2020 flat
53 Hungary 69.9% 2020 up 78.8% rising
54 Indonesia 68.3% 2020 up 19.4% falling
55 Chad 66.4% 2020 down 18.2% falling
56 Philippines 65.9% 2020 down 8.1% rising
57 Netherlands 65.5% 2005 down 29.6% falling
58 Moldova 65.5% 2020 up 55.9% falling
59 Albania 65.2% 2020 up 23.6% rising
60 Morocco 65.0% 2014 up 9.6% rising
61 Slovakia 64.7% 2020 up 15.4% falling
62 Uzbekistan 63.7% 2020 up 7.5% rising
63 Romania 63.3% 2020 down 22.0% rising
64 Lesotho 63.1% 2020 up 8.5% volatile
65 Sweden 63.0% 2020 up 33.7% falling
66 Tajikistan 62.7% 2015 up 125.4% rising
67 Guinea 62.0% 2020 down 0.9% falling
68 Sri Lanka 61.3% 2020 up 7.3% rising
69 Botswana 60.2% 2020 down 31.1% falling
70 Mauritius 60.0% 2020 up 24.5% rising
71 Uruguay 59.8% 2020 up 19.9% rising
72 Madagascar 59.4% 2020 down 0.7% falling
73 United Arab Emirates 58.7% 2020 down 10.0% falling
74 Hong Kong 58.3% 2009 down 13.0% flat
75 Iceland 58.3% 2020 down 17.8% falling
76 India 58.3% 2020 up 2.7% falling
77 Senegal 57.9% 2015 down 23.2% falling
78 United States 57.7% 2009 down 67.6% falling
79 Sierra Leone 57.4% 2015 up 62.6% falling
80 Tunisia 56.8% 2015 up 21.4% rising
81 Portugal 55.4% 2020 down 8.3% falling
82 Ireland 55.2% 2020 up 37.8% falling
83 Solomon Islands 55.1% 2017 up 232.8% rising
84 Bahrain 54.8% 2015 down 34.8% falling
85 Lebanon 54.2% 2020 down 15.2% falling
86 Cambodia 54.0% 2020 up 3.8% flat
87 Thailand 53.8% 2020 up 15.3% falling
88 Kyrgyzstan 53.4% 2015 up 4.1% flat
89 Tanzania 52.8% 2020 down 0.6% flat
90 Mauritania 52.5% 2014 rising
91 Vietnam 52.5% 2019 up 17.2% rising
92 Jordan 52.0% 2009 up 16.3% rising
93 Costa Rica 51.6% 2020 up 9.0% falling
94 Georgia 51.4% 2020 down 23.5% volatile
95 Eswatini 51.4% 2020 up 31.4% falling
96 Germany 51.3% 2007 down 30.0% falling
97 Italy 51.1% 2020 up 26.9% rising
98 Czechia 50.4% 2020 up 5.2% falling
99 Algeria 50.1% 2018 down 23.4% falling
100 Malta 49.7% 2020 up 89.6% rising
101 Brunei 49.5% 2020 down 23.6% falling
102 Bangladesh 48.8% 2020 down 27.7% falling
103 France 48.7% 2020 down 23.4% falling
104 Greece 48.1% 2020 up 11.2% rising
105 South Korea 47.2% 2020 up 21.1% volatile
106 Bulgaria 46.0% 2020 down 25.0% falling
107 Nigeria 45.9% 2016 down 8.8% flat
108 Macao 45.1% 2020 down 51.2% falling
109 Uganda 45.0% 2020 down 30.7% falling
110 Armenia 44.9% 2020 up 99.0% falling
111 Cyprus 44.4% 2020 down 1.9% falling
112 New Zealand 43.6% 2015 up 59.7% rising
113 South Africa 43.4% 2020 up 33.2% falling
114 Finland 42.4% 2020 up 12.2% falling
115 Congo 42.4% 2020 down 59.8% falling
116 Namibia 41.2% 2020 down 14.3% falling
117 Belgium 41.1% 2020 down 15.8% falling
118 Switzerland 40.3% 2020 down 8.6% falling
119 Latvia 40.3% 2020 down 0.4% falling
120 Singapore 38.9% 2019 down 0.6% falling
121 Malaysia 38.7% 2020 up 21.1% falling
122 Seychelles 38.3% 2020 up 13.3% falling
123 Grenada 38.1% 2014 up 34.0% rising
124 Kuwait 38.0% 2015 down 21.0% falling
125 Malawi 35.1% 2020 down 8.9% flat
126 Equatorial Guinea 34.3% 2019 down 69.5% volatile
127 United Kingdom 33.9% 2020 down 4.6% falling
128 Belarus 33.5% 2020 down 5.0% falling
129 Saint Vincent and the Grenadines 32.9% 2015 up 3.6% rising
130 Estonia 32.6% 2020 down 27.5% volatile
131 Fiji 32.4% 2020 down 10.3% falling
132 Tonga 30.4% 2020 down 32.6% falling
133 Denmark 30.3% 2020 down 47.0% falling
134 Luxembourg 30.0% 2020 down 26.3% falling
135 Canada 29.4% 2020 up 15.4% falling
136 Japan 25.6% 2009 down 36.5% rising
137 Israel 24.3% 2020 up 48.4% volatile
138 Vanuatu 22.1% 2018 down 50.9% falling
139 Australia 18.1% 2020 down 24.2% volatile
140 Azerbaijan 0.9% 2015 up 15.0% falling

About this data

Indicator
Provisions to nonperforming loans (%)
Unit
%
Source
Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
140 places, 2,230 data points, 1998–2020
Last refreshed

Provisions to nonperforming loans. Nonperforming Loans are loans for which the contractual payments are delinquent, usually defined as and NPL ratio being overdue for more than a certain number of days (e.g., usually more than 90 days). Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.