Provisions to nonperforming loans in Bulgaria
Bulgaria: Provisions to nonperforming loans was 46.0% in 2020. ▼ Falling
Provisions to nonperforming loans in Bulgaria, 1998–2020
Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.
Analysis
Bulgaria recorded 46.0% for provisions to nonperforming loans in 2020. That is the lowest value across all 23 years on record.
That represents a change of down 3.3% on the previous year and down 25.0% over ten years.
Over the whole period, provisions to nonperforming loans in Bulgaria peaked at 138.0% in 2004 and was at its lowest, 46.0%, in 2020.
That places Bulgaria 106th out of 140 countries with data for 2020, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 23 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 73.5% | 71.9% | 75.0% | 2 |
| 2000s | 83.8% | 50.0% | 138.0% | 10 |
| 2010s | 54.6% | 47.5% | 65.6% | 10 |
| 2020s | 46.0% | 46.0% | 46.0% | 1 |
Countries ranked near Bulgaria
More financial sector data for Bulgaria
- Net domestic credit (current LCU), per capita 9,126 current LCU per person (2024)
- Net domestic credit (current LCU), per unit of GDP 0.5186 current LCU per US$ of GDP (2024)
- Net domestic credit (current LCU), annual growth rate 18.43 % change on previous year (2024)
- Gold reserves at 35 SDRs per ounce 48.30 million SDR (2025)
- Gold reserves at market value 4.40 billion SDR (2025)
- Reserves excluding gold, foreign exchange 28.44 billion SDR (2025)
- Reserves excluding gold 30.02 billion SDR (2025)
- Total reserves (gold at market value) 34.43 billion SDR (2025)
- Total reserves (gold at national valuation) 34.42 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 5,351 SDR per person (2025)
Frequently asked questions
- What is provisions to nonperforming loans in Bulgaria?
- Provisions to nonperforming loans in Bulgaria was 46.0% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
- What is the highest provisions to nonperforming loans recorded in Bulgaria?
- The highest recorded value was 138.0% in 2004.
- What is the lowest provisions to nonperforming loans recorded in Bulgaria?
- The lowest recorded value was 46.0% in 2020.
- How does Bulgaria rank for provisions to nonperforming loans?
- Bulgaria ranks 106th out of 140 countries with data for 2020.
- Is provisions to nonperforming loans rising or falling in Bulgaria?
- Over the last ten years it is down 25.0%. The long-run trend across the full record is falling.
- Where does this Bulgaria data come from?
- The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Provisions to nonperforming loans (%). Statizoid updates them automatically from the source API.
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About this data
Provisions to nonperforming loans. Nonperforming Loans are loans for which the contractual payments are delinquent, usually defined as and NPL ratio being overdue for more than a certain number of days (e.g., usually more than 90 days). Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.