Provisions to nonperforming loans (%) in Bulgaria
Bulgaria: Provisions to nonperforming loans (%) was 46.0% in 2020. ▼ Falling
Provisions to nonperforming loans in Bulgaria, 1998–2020
Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.
Analysis
Bulgaria recorded 46.0% for provisions to nonperforming loans in 2020. That is the lowest value across all 23 years on record.
That represents a change of down 3.3% on the previous year and down 25.0% over ten years.
Over the whole period, provisions to nonperforming loans in Bulgaria peaked at 138.0% in 2004 and was at its lowest, 46.0%, in 2020.
That places Bulgaria 106th out of 140 countries with data for 2020, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 23 years of available data.
Provisions to nonperforming loans (%) in Bulgaria, year by year
| Year | % | Change |
|---|---|---|
| 1998 | 75.0% | — |
| 1999 | 71.9% | -4.1% |
| 2000 | 51.3% | -28.7% |
| 2001 | 61.6% | +20.1% |
| 2002 | 59.6% | -3.2% |
| 2003 | 50.0% | -16.1% |
| 2004 | 138.0% | +176.0% |
| 2005 | 131.4% | -4.8% |
| 2006 | 109.9% | -16.4% |
| 2007 | 100.4% | -8.6% |
| 2008 | 77.1% | -23.2% |
| 2009 | 58.2% | -24.5% |
| 2010 | 61.4% | +5.4% |
| 2011 | 59.5% | -3.1% |
| 2012 | 63.0% | +5.9% |
| 2013 | 65.6% | +4.1% |
| 2014 | 49.4% | -24.6% |
| 2015 | 48.8% | -1.2% |
| 2016 | 50.3% | +2.9% |
| 2017 | 49.2% | -2.0% |
| 2018 | 51.1% | +3.7% |
| 2019 | 47.5% | -6.9% |
| 2020 | 46.0% | -3.3% |
Bulgaria compared with similar countries
- Bulgaria's 46.0% is below the median for high income countries, which is 51.6%, 89% of the median. (55 countries reporting)
- Bulgaria's 46.0% is below the median for Europe & Central Asia, which is 60.5%, 76% of the median. (46 countries reporting)
Biggest year-on-year movements
Years where Provisions to nonperforming loans (%) in Bulgaria changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2004 | +176.0% | 50.0% | 138.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 73.5% | 71.9% | 75.0% | 2 |
| 2000s | 83.8% | 50.0% | 138.0% | 10 |
| 2010s | 54.6% | 47.5% | 65.6% | 10 |
| 2020s | 46.0% | 46.0% | 46.0% | 1 |
Countries ranked near Bulgaria
More financial sector data for Bulgaria
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 20.89 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 15.25 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 20.89 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is provisions to nonperforming loans in Bulgaria?
- Provisions to nonperforming loans in Bulgaria was 46.0% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
- What is the highest provisions to nonperforming loans recorded in Bulgaria?
- The highest recorded value was 138.0% in 2004.
- What is the lowest provisions to nonperforming loans recorded in Bulgaria?
- The lowest recorded value was 46.0% in 2020.
- How does Bulgaria rank for provisions to nonperforming loans?
- Bulgaria ranks 106th out of 140 countries with data for 2020.
- Is provisions to nonperforming loans rising or falling in Bulgaria?
- Over the last ten years it is down 25.0%. The long-run trend across the full record is falling.
- Where does this Bulgaria data come from?
- The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Provisions to nonperforming loans (%). Statizoid updates them automatically from the source API.
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About this data
Provisions to nonperforming loans. Nonperforming Loans are loans for which the contractual payments are delinquent, usually defined as and NPL ratio being overdue for more than a certain number of days (e.g., usually more than 90 days). Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.