Provisions to nonperforming loans (%) in France
France: Provisions to nonperforming loans (%) was 48.7% in 2020. ▼ Falling
Provisions to nonperforming loans in France, 1998–2020
Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.
Analysis
In 2020, provisions to nonperforming loans in France stood at 48.7%. That is the lowest value across all 20 years on record.
The figure is down 2.3% on the previous year and down 23.4% over ten years.
Over the whole period, provisions to nonperforming loans in France peaked at 70.0% in 2008 and was at its lowest, 48.7%, in 2020.
France ranks 103rd of 140 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 20 years of available data.
Provisions to nonperforming loans (%) in France, year by year
| Year | % | Change |
|---|---|---|
| 1998 | 58.5% | — |
| 1999 | 60.7% | +3.8% |
| 2000 | 60.8% | +0.2% |
| 2001 | 59.9% | -1.5% |
| 2002 | 60.4% | +0.8% |
| 2003 | 59.6% | -1.3% |
| 2004 | 61.3% | +2.9% |
| 2008 | 70.0% | +14.2% |
| 2009 | 63.2% | -9.7% |
| 2010 | 63.6% | +0.6% |
| 2011 | 59.0% | -7.2% |
| 2012 | 56.9% | -3.6% |
| 2013 | 55.9% | -1.7% |
| 2014 | 51.1% | -8.7% |
| 2015 | 51.3% | +0.6% |
| 2016 | 51.5% | +0.3% |
| 2017 | 50.6% | -1.6% |
| 2018 | 50.4% | -0.4% |
| 2019 | 49.9% | -1.2% |
| 2020 | 48.7% | -2.3% |
France compared with similar countries
- France's 48.7% is below the median for high income countries, which is 51.6%, 94% of the median. (55 countries reporting)
- France's 48.7% is below the median for Europe & Central Asia, which is 60.5%, 81% of the median. (46 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 59.6% | 58.5% | 60.7% | 2 |
| 2000s | 62.2% | 59.6% | 70.0% | 7 |
| 2010s | 54.0% | 49.9% | 63.6% | 10 |
| 2020s | 48.7% | 48.7% | 48.7% | 1 |
Countries ranked near France
More financial sector data for France
- Reserve position in the IMF, US dollar, annual growth rate 12.73 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0021 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 104.69 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 7.35 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0016 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 76.44 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 12.73 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0021 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 104.69 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 7.35 % change on previous year (2025)
Frequently asked questions
- What is provisions to nonperforming loans in France?
- Provisions to nonperforming loans in France was 48.7% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
- What is the highest provisions to nonperforming loans recorded in France?
- The highest recorded value was 70.0% in 2008.
- What is the lowest provisions to nonperforming loans recorded in France?
- The lowest recorded value was 48.7% in 2020.
- How does France rank for provisions to nonperforming loans?
- France ranks 103rd out of 140 countries with data for 2020.
- Is provisions to nonperforming loans rising or falling in France?
- Over the last ten years it is down 23.4%. The long-run trend across the full record is falling.
- Where does this France data come from?
- The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Provisions to nonperforming loans (%). Statizoid updates them automatically from the source API.
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About this data
Provisions to nonperforming loans. Nonperforming Loans are loans for which the contractual payments are delinquent, usually defined as and NPL ratio being overdue for more than a certain number of days (e.g., usually more than 90 days). Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.