Provisions to nonperforming loans in France
France: Provisions to nonperforming loans was 48.7% in 2020. βΌ Falling
Provisions to nonperforming loans in France, 1998β2020
Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.
Analysis
In 2020, provisions to nonperforming loans in France stood at 48.7%. That is the lowest value across all 20 years on record.
The figure is down 2.3% on the previous year and down 23.4% over ten years.
Over the whole period, provisions to nonperforming loans in France peaked at 70.0% in 2008 and was at its lowest, 48.7%, in 2020.
France ranks 103rd of 140 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 20 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 59.6% | 58.5% | 60.7% | 2 |
| 2000s | 62.2% | 59.6% | 70.0% | 7 |
| 2010s | 54.0% | 49.9% | 63.6% | 10 |
| 2020s | 48.7% | 48.7% | 48.7% | 1 |
Countries ranked near France
More financial sector data for France
- Net domestic credit (current LCU), per capita 73,491 current LCU per person (2024)
- Net domestic credit (current LCU), per unit of GDP 1.59 current LCU per US$ of GDP (2024)
- Net domestic credit (current LCU), annual growth rate 2.34 % change on previous year (2024)
- Gold reserves at 35 SDRs per ounce 2.74 billion SDR (2025)
- Gold reserves at market value 249.89 billion SDR (2025)
- Reserves excluding gold, foreign exchange 24.41 billion SDR (2025)
- Reserves excluding gold 62.78 billion SDR (2025)
- Total reserves (gold at market value) 312.67 billion SDR (2025)
- Total reserves (gold at national valuation) 309.44 billion SDR (2025)
- Domestic credit to private sector by banks 103.9% (2024)
Frequently asked questions
- What is provisions to nonperforming loans in France?
- Provisions to nonperforming loans in France was 48.7% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
- What is the highest provisions to nonperforming loans recorded in France?
- The highest recorded value was 70.0% in 2008.
- What is the lowest provisions to nonperforming loans recorded in France?
- The lowest recorded value was 48.7% in 2020.
- How does France rank for provisions to nonperforming loans?
- France ranks 103rd out of 140 countries with data for 2020.
- Is provisions to nonperforming loans rising or falling in France?
- Over the last ten years it is down 23.4%. The long-run trend across the full record is falling.
- Where does this France data come from?
- The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Provisions to nonperforming loans (%). Statizoid updates them automatically from the source API.
Download this data
CSV Β· JSON β 20 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Provisions to nonperforming loans. Nonperforming Loans are loans for which the contractual payments are delinquent, usually defined as and NPL ratio being overdue for more than a certain number of days (e.g., usually more than 90 days). Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.