Provisions to nonperforming loans (%) in Kenya

Kenya: Provisions to nonperforming loans (%) was 71.4% in 2020. ◆ Volatile

Latest (2020)
71.4%
Change on year
up 9.2%
World rank
50th
of 140 countries
All-time high
102.9%
in 2004
All-time low
9.9%
in 2010
Years of data
19
2001–2020

Provisions to nonperforming loans in Kenya, 2001–2020

0204060801002001201020202001: 66.4 %2002: 73.8 %2003: 79.2 %2004: 102.9 %2005: 24.8 %2006: 21 %2008: 41.2 %2009: 10.9 %2010: 9.9 %2011: 16 %2012: 16.7 %2013: 15.1 %2014: 60.2 %2015: 57 %2016: 47.4 %2017: 72.8 %2018: 80.2 %2019: 65.3 %2020: 71.4 %

Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.

Analysis

The most recent figure for provisions to nonperforming loans in Kenya is 71.4%, measured in 2020.

Compared with earlier readings it is up 9.2% on the previous year and up 623.7% over ten years.

Over the whole period, provisions to nonperforming loans in Kenya peaked at 102.9% in 2004 and was at its lowest, 9.9%, in 2010.

That places Kenya 50th out of 140 countries with data for 2020, putting it in the middle of the range.

The series is highly variable year to year, so single readings are best treated with caution.

Provisions to nonperforming loans (%) in Kenya, year by year

Annual values for Provisions to nonperforming loans (%) in Kenya, 2001 to 2020.
Year % Change
2001 66.4% —
2002 73.8% +11.1%
2003 79.2% +7.3%
2004 102.9% +29.9%
2005 24.8% -75.9%
2006 21.0% -15.3%
2008 41.2% +96.2%
2009 10.9% -73.5%
2010 9.9% -9.5%
2011 16.0% +62.0%
2012 16.7% +4.3%
2013 15.1% -9.6%
2014 60.2% +299.7%
2015 57.0% -5.3%
2016 47.4% -16.9%
2017 72.8% +53.8%
2018 80.2% +10.1%
2019 65.3% -18.5%
2020 71.4% +9.2%

Kenya compared with similar countries

  • Kenya's 71.4% is above the median for lower middle income countries, which is 62.3%, 1.1× the median. (32 countries reporting)
  • Kenya's 71.4% is above the median for Sub-Saharan Africa, which is 60.0%, 1.2× the median. (29 countries reporting)

Biggest year-on-year movements

Years where Provisions to nonperforming loans (%) in Kenya changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.

YearChange FromTo
2014 +299.7% 15.1% 60.2%

Averages by decade

DecadeAverage LowestHighest Years
2000s 52.5% 10.9% 102.9% 8
2010s 44.0% 9.9% 80.2% 10
2020s 71.4% 71.4% 71.4% 1

Countries ranked near Kenya

  1. 47 Austria 72.6% compare
  2. 48 Yemen 72.4% compare
  3. 49 Poland 71.5% compare
  4. 51 Bhutan 70.4% compare
  5. 52 Nepal 70.2% compare
  6. 53 Hungary 69.9% compare

See the full ranking of 140 places →

More financial sector data for Kenya

All data for Kenya →

Frequently asked questions

What is provisions to nonperforming loans in Kenya?
Provisions to nonperforming loans in Kenya was 71.4% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
What is the highest provisions to nonperforming loans recorded in Kenya?
The highest recorded value was 102.9% in 2004.
What is the lowest provisions to nonperforming loans recorded in Kenya?
The lowest recorded value was 9.9% in 2010.
How does Kenya rank for provisions to nonperforming loans?
Kenya ranks 50th out of 140 countries with data for 2020.
Is provisions to nonperforming loans rising or falling in Kenya?
Over the last ten years it is up 623.7%. The long-run trend across the full record is volatile.
Where does this Kenya data come from?
The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Provisions to nonperforming loans (%). Statizoid updates them automatically from the source API.

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Provisions to nonperforming loans in Kenya. Statizoid, drawing on Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Retrieved 09 November 2026, from https://financial-sector.statizoid.com/stat/provisions-to-nonperforming-loans-percent/kenya/

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About this data

Indicator
Provisions to nonperforming loans (%)
Unit
%
Source
Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
140 places, 2,230 data points, 1998–2020
Last refreshed

Provisions to nonperforming loans. Nonperforming Loans are loans for which the contractual payments are delinquent, usually defined as and NPL ratio being overdue for more than a certain number of days (e.g., usually more than 90 days). Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.