Provisions to nonperforming loans in Ghana

Ghana: Provisions to nonperforming loans was 84.3% in 2020. ▬ Flat

Latest (2020)
84.3%
Change on year
up 1.9%
World rank
31st
of 140 countries
All-time high
93.9%
in 2006
All-time low
58.6%
in 2000
Years of data
19
1998–2020

Provisions to nonperforming loans in Ghana, 1998–2020

0204060801001998200920201998: 89.4 %1999: 67.2 %2000: 58.6 %2005: 65.5 %2006: 93.9 %2007: 86.1 %2008: 81.4 %2009: 68.7 %2010: 70.6 %2011: 76.2 %2012: 77.9 %2013: 78.3 %2014: 69.5 %2015: 69.3 %2016: 72.5 %2017: 77.7 %2018: 71.5 %2019: 82.7 %2020: 84.3 %

Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.

Analysis

The most recent figure for provisions to nonperforming loans in Ghana is 84.3%, measured in 2020.

Compared with earlier readings it is up 1.9% on the previous year and up 19.3% over ten years.

Over the whole period, provisions to nonperforming loans in Ghana peaked at 93.9% in 2006 and was at its lowest, 58.6%, in 2000.

That places Ghana 31st out of 140 countries with data for 2020, putting it in the top quarter.

Averages by decade

DecadeAverage LowestHighest Years
1990s 78.3% 67.2% 89.4% 2
2000s 75.7% 58.6% 93.9% 6
2010s 74.6% 69.3% 82.7% 10
2020s 84.3% 84.3% 84.3% 1

Countries ranked near Ghana

  1. 28 South Sudan 90.6% compare
  2. 29 Ukraine 89.3% compare
  3. 30 Pakistan 88.3% compare
  4. 32 Djibouti 84.0% compare
  5. 33 Croatia 83.3% compare
  6. 34 Burundi 82.8% compare

See the full ranking of 140 places →

More financial sector data for Ghana

All data for Ghana →

Frequently asked questions

What is provisions to nonperforming loans in Ghana?
Provisions to nonperforming loans in Ghana was 84.3% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
What is the highest provisions to nonperforming loans recorded in Ghana?
The highest recorded value was 93.9% in 2006.
What is the lowest provisions to nonperforming loans recorded in Ghana?
The lowest recorded value was 58.6% in 2000.
How does Ghana rank for provisions to nonperforming loans?
Ghana ranks 31st out of 140 countries with data for 2020.
Is provisions to nonperforming loans rising or falling in Ghana?
Over the last ten years it is up 19.3%. The long-run trend across the full record is flat.
Where does this Ghana data come from?
The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Provisions to nonperforming loans (%). Statizoid updates them automatically from the source API.

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Provisions to nonperforming loans in Ghana. Statizoid, drawing on Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Retrieved 21 August 2026, from https://financial-sector.statizoid.com/stat/provisions-to-nonperforming-loans-percent/ghana/

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About this data

Indicator
Provisions to nonperforming loans (%)
Unit
%
Source
Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
140 places, 2,230 data points, 1998–2020
Last refreshed

Provisions to nonperforming loans. Nonperforming Loans are loans for which the contractual payments are delinquent, usually defined as and NPL ratio being overdue for more than a certain number of days (e.g., usually more than 90 days). Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.