Provisions to nonperforming loans (%) in Ghana
Ghana: Provisions to nonperforming loans (%) was 84.3% in 2020. ▬ Flat
Provisions to nonperforming loans in Ghana, 1998–2020
Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for provisions to nonperforming loans in Ghana is 84.3%, measured in 2020.
Compared with earlier readings it is up 1.9% on the previous year and up 19.3% over ten years.
Over the whole period, provisions to nonperforming loans in Ghana peaked at 93.9% in 2006 and was at its lowest, 58.6%, in 2000.
That places Ghana 31st out of 140 countries with data for 2020, putting it in the top quarter.
Provisions to nonperforming loans (%) in Ghana, year by year
| Year | % | Change |
|---|---|---|
| 1998 | 89.4% | — |
| 1999 | 67.2% | -24.8% |
| 2000 | 58.6% | -12.8% |
| 2005 | 65.5% | +11.8% |
| 2006 | 93.9% | +43.4% |
| 2007 | 86.1% | -8.3% |
| 2008 | 81.4% | -5.5% |
| 2009 | 68.7% | -15.6% |
| 2010 | 70.6% | +2.8% |
| 2011 | 76.2% | +7.9% |
| 2012 | 77.9% | +2.2% |
| 2013 | 78.3% | +0.5% |
| 2014 | 69.5% | -11.2% |
| 2015 | 69.3% | -0.2% |
| 2016 | 72.5% | +4.5% |
| 2017 | 77.7% | +7.3% |
| 2018 | 71.5% | -8.0% |
| 2019 | 82.7% | +15.7% |
| 2020 | 84.3% | +1.9% |
Ghana compared with similar countries
- Ghana's 84.3% is above the median for lower middle income countries, which is 62.3%, 1.4× the median. (32 countries reporting)
- Ghana's 84.3% is above the median for Sub-Saharan Africa, which is 60.0%, 1.4× the median. (29 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 78.3% | 67.2% | 89.4% | 2 |
| 2000s | 75.7% | 58.6% | 93.9% | 6 |
| 2010s | 74.6% | 69.3% | 82.7% | 10 |
| 2020s | 84.3% | 84.3% | 84.3% | 1 |
Countries ranked near Ghana
More financial sector data for Ghana
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 3.61 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 2.64 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 3.61 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is provisions to nonperforming loans in Ghana?
- Provisions to nonperforming loans in Ghana was 84.3% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
- What is the highest provisions to nonperforming loans recorded in Ghana?
- The highest recorded value was 93.9% in 2006.
- What is the lowest provisions to nonperforming loans recorded in Ghana?
- The lowest recorded value was 58.6% in 2000.
- How does Ghana rank for provisions to nonperforming loans?
- Ghana ranks 31st out of 140 countries with data for 2020.
- Is provisions to nonperforming loans rising or falling in Ghana?
- Over the last ten years it is up 19.3%. The long-run trend across the full record is flat.
- Where does this Ghana data come from?
- The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Provisions to nonperforming loans (%). Statizoid updates them automatically from the source API.
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About this data
Provisions to nonperforming loans. Nonperforming Loans are loans for which the contractual payments are delinquent, usually defined as and NPL ratio being overdue for more than a certain number of days (e.g., usually more than 90 days). Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.