Provisions to nonperforming loans (%) in Pakistan
Pakistan: Provisions to nonperforming loans (%) was 88.3% in 2020. ▲ Rising
Provisions to nonperforming loans in Pakistan, 1998–2020
Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.
Analysis
Pakistan recorded 88.3% for provisions to nonperforming loans in 2020. That is the highest value across all 23 years on record.
Compared with earlier readings it is up 8.5% on the previous year and up 32.4% over ten years.
Over the whole period, provisions to nonperforming loans in Pakistan peaked at 88.3% in 2020 and was at its lowest, 46.6%, in 1999.
Pakistan ranks 30th of 140 countries on this measure, in the top quarter.
The long-run direction has been consistently rising across the 23 years of available data.
Provisions to nonperforming loans (%) in Pakistan, year by year
| Year | % | Change |
|---|---|---|
| 1998 | 58.6% | — |
| 1999 | 46.6% | -20.5% |
| 2000 | 53.9% | +15.7% |
| 2001 | 54.7% | +1.5% |
| 2002 | 60.6% | +10.8% |
| 2003 | 63.9% | +5.4% |
| 2004 | 70.4% | +10.2% |
| 2005 | 76.7% | +8.9% |
| 2006 | 77.8% | +1.4% |
| 2007 | 86.1% | +10.7% |
| 2008 | 74.7% | -13.2% |
| 2009 | 71.0% | -5.0% |
| 2010 | 66.7% | -6.0% |
| 2011 | 66.8% | +0.1% |
| 2012 | 71.8% | +7.5% |
| 2013 | 78.4% | +9.2% |
| 2014 | 79.8% | +1.8% |
| 2015 | 84.9% | +6.4% |
| 2016 | 85.0% | +0.1% |
| 2017 | 87.2% | +2.6% |
| 2018 | 83.8% | -4.0% |
| 2019 | 81.4% | -2.8% |
| 2020 | 88.3% | +8.5% |
Pakistan compared with similar countries
- Pakistan's 88.3% is above the median for lower middle income countries, which is 62.3%, 1.4× the median. (32 countries reporting)
- Pakistan's 88.3% is above the median for Middle East, North Africa, Afghanistan & Pakistan, which is 58.7%, 1.5× the median. (17 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 52.6% | 46.6% | 58.6% | 2 |
| 2000s | 69.0% | 53.9% | 86.1% | 10 |
| 2010s | 78.6% | 66.7% | 87.2% | 10 |
| 2020s | 88.3% | 88.3% | 88.3% | 1 |
Countries ranked near Pakistan
More financial sector data for Pakistan
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 0.0006 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 0.0005 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 0.0006 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is provisions to nonperforming loans in Pakistan?
- Provisions to nonperforming loans in Pakistan was 88.3% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
- What is the highest provisions to nonperforming loans recorded in Pakistan?
- The highest recorded value was 88.3% in 2020.
- What is the lowest provisions to nonperforming loans recorded in Pakistan?
- The lowest recorded value was 46.6% in 1999.
- How does Pakistan rank for provisions to nonperforming loans?
- Pakistan ranks 30th out of 140 countries with data for 2020.
- Is provisions to nonperforming loans rising or falling in Pakistan?
- Over the last ten years it is up 32.4%. The long-run trend across the full record is rising.
- Where does this Pakistan data come from?
- The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Provisions to nonperforming loans (%). Statizoid updates them automatically from the source API.
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About this data
Provisions to nonperforming loans. Nonperforming Loans are loans for which the contractual payments are delinquent, usually defined as and NPL ratio being overdue for more than a certain number of days (e.g., usually more than 90 days). Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.