Provisions to nonperforming loans in Canada
Canada: Provisions to nonperforming loans was 29.4% in 2020. ▼ Falling
Provisions to nonperforming loans in Canada, 1998–2020
Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.
Analysis
The most recent figure for provisions to nonperforming loans in Canada is 29.4%, measured in 2020.
Compared with earlier readings it is up 14.2% on the previous year and up 15.4% over ten years.
Over the whole period, provisions to nonperforming loans in Canada peaked at 51.9% in 2006 and was at its lowest, 15.1%, in 2017.
Canada ranks 135th of 140 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 23 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 47.8% | 45.4% | 50.3% | 2 |
| 2000s | 42.1% | 26.9% | 51.9% | 10 |
| 2010s | 20.6% | 15.1% | 30.1% | 10 |
| 2020s | 29.4% | 29.4% | 29.4% | 1 |
Countries ranked near Canada
More financial sector data for Canada
- Domestic credit to private sector by banks 124.1% (2008)
- Total reserves in months of imports 1.6 (2025)
- Net domestic credit 2.85 trillion current LCU (2008)
- Net foreign assets 11.25 billion current LCU (2008)
- Monetary Sector credit to private sector 124.1% (2008)
- Broad money 122.6% (2008)
- Claims on central government, etc. 15.4% (2008)
- Domestic credit to private sector 124.1% (2008)
- Official exchange rate 1.4 LCU per US$, period average (2025)
- Net migration 326,204 (2025)
Frequently asked questions
- What is provisions to nonperforming loans in Canada?
- Provisions to nonperforming loans in Canada was 29.4% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
- What is the highest provisions to nonperforming loans recorded in Canada?
- The highest recorded value was 51.9% in 2006.
- What is the lowest provisions to nonperforming loans recorded in Canada?
- The lowest recorded value was 15.1% in 2017.
- How does Canada rank for provisions to nonperforming loans?
- Canada ranks 135th out of 140 countries with data for 2020.
- Is provisions to nonperforming loans rising or falling in Canada?
- Over the last ten years it is up 15.4%. The long-run trend across the full record is falling.
- Where does this Canada data come from?
- The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Provisions to nonperforming loans (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 23 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Provisions to nonperforming loans. Nonperforming Loans are loans for which the contractual payments are delinquent, usually defined as and NPL ratio being overdue for more than a certain number of days (e.g., usually more than 90 days). Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.