Provisions to nonperforming loans (%) in Spain
Spain: Provisions to nonperforming loans (%) was 72.9% in 2020. ◆ Volatile
Provisions to nonperforming loans in Spain, 1998–2020
Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.
Analysis
Spain recorded 72.9% for provisions to nonperforming loans in 2020.
The figure is up 12.5% on the previous year and up 10.9% over ten years.
Over the whole period, provisions to nonperforming loans in Spain peaked at 322.1% in 2004 and was at its lowest, 53.8%, in 1998.
That places Spain 45th out of 140 countries with data for 2020, putting it in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Provisions to nonperforming loans (%) in Spain, year by year
| Year | % | Change |
|---|---|---|
| 1998 | 53.8% | — |
| 1999 | 57.4% | +6.7% |
| 2000 | 134.9% | +135.0% |
| 2002 | 197.2% | +46.2% |
| 2003 | 263.8% | +33.8% |
| 2004 | 322.1% | +22.1% |
| 2005 | 221.3% | -31.3% |
| 2006 | 237.6% | +7.4% |
| 2007 | 193.4% | -18.6% |
| 2008 | 74.0% | -61.7% |
| 2009 | 61.8% | -16.5% |
| 2010 | 65.7% | +6.4% |
| 2011 | 56.9% | -13.5% |
| 2012 | 68.4% | +20.2% |
| 2013 | 56.8% | -16.9% |
| 2014 | 57.7% | +1.6% |
| 2015 | 61.5% | +6.6% |
| 2016 | 59.3% | -3.6% |
| 2017 | 58.1% | -2.1% |
| 2018 | 63.2% | +8.8% |
| 2019 | 64.8% | +2.6% |
| 2020 | 72.9% | +12.5% |
Spain compared with similar countries
- Spain's 72.9% is above the median for high income countries, which is 51.6%, 1.4× the median. (55 countries reporting)
- Spain's 72.9% is above the median for Europe & Central Asia, which is 60.5%, 1.2× the median. (46 countries reporting)
Biggest year-on-year movements
Years where Provisions to nonperforming loans (%) in Spain changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2000 | +135.0% | 57.4% | 134.9% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 55.6% | 53.8% | 57.4% | 2 |
| 2000s | 189.6% | 61.8% | 322.1% | 9 |
| 2010s | 61.2% | 56.8% | 68.4% | 10 |
| 2020s | 72.9% | 72.9% | 72.9% | 1 |
Countries ranked near Spain
More financial sector data for Spain
- Reserve position in the IMF, US dollar, annual growth rate 13.53 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 69.18 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 8.11 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 50.52 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 13.53 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 69.18 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 8.11 % change on previous year (2025)
Frequently asked questions
- What is provisions to nonperforming loans in Spain?
- Provisions to nonperforming loans in Spain was 72.9% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
- What is the highest provisions to nonperforming loans recorded in Spain?
- The highest recorded value was 322.1% in 2004.
- What is the lowest provisions to nonperforming loans recorded in Spain?
- The lowest recorded value was 53.8% in 1998.
- How does Spain rank for provisions to nonperforming loans?
- Spain ranks 45th out of 140 countries with data for 2020.
- Is provisions to nonperforming loans rising or falling in Spain?
- Over the last ten years it is up 10.9%. The long-run trend across the full record is volatile.
- Where does this Spain data come from?
- The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Provisions to nonperforming loans (%). Statizoid updates them automatically from the source API.
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About this data
Provisions to nonperforming loans. Nonperforming Loans are loans for which the contractual payments are delinquent, usually defined as and NPL ratio being overdue for more than a certain number of days (e.g., usually more than 90 days). Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.