Provisions to nonperforming loans in Zambia

Zambia: Provisions to nonperforming loans was 75.9% in 2020. ▬ Flat

Latest (2020)
75.9%
Change on year
down 17.1%
World rank
42nd
of 140 countries
All-time high
91.6%
in 2019
All-time low
66.5%
in 2017
Years of data
11
2010–2020

Provisions to nonperforming loans in Zambia, 2010–2020

0204060801002010201520202010: 80.3 %2011: 76.7 %2012: 73.7 %2013: 83.5 %2014: 76.5 %2015: 70.5 %2016: 70.7 %2017: 66.5 %2018: 86.4 %2019: 91.6 %2020: 75.9 %

Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.

Analysis

The most recent figure for provisions to nonperforming loans in Zambia is 75.9%, measured in 2020.

Compared with earlier readings it is down 17.1% on the previous year and down 5.5% over ten years.

Over the whole period, provisions to nonperforming loans in Zambia peaked at 91.6% in 2019 and was at its lowest, 66.5%, in 2017.

That places Zambia 42nd out of 140 countries with data for 2020, putting it in the middle of the range.

Provisions to nonperforming loans in Zambia, year by year

Annual values for Provisions to nonperforming loans (%) in Zambia, 2010 to 2020.
Year % Change
2010 80.3%
2011 76.7% -4.4%
2012 73.7% -4.0%
2013 83.5% +13.3%
2014 76.5% -8.4%
2015 70.5% -7.8%
2016 70.7% +0.2%
2017 66.5% -5.9%
2018 86.4% +29.9%
2019 91.6% +6.0%
2020 75.9% -17.1%

Averages by decade

DecadeAverage LowestHighest Years
2010s 77.6% 66.5% 91.6% 10
2020s 75.9% 75.9% 75.9% 1

Countries ranked near Zambia

  1. 39 Oman 78.6% compare
  2. 40 Bosnia and Herzegovina 78.4% compare
  3. 41 Russian Federation 78.0% compare
  4. 43 Kazakhstan 75.6% compare
  5. 44 Türkiye 74.9% compare
  6. 45 Spain 72.9% compare

See the full ranking of 140 places →

More financial sector data for Zambia

All data for Zambia →

Frequently asked questions

What is provisions to nonperforming loans in Zambia?
Provisions to nonperforming loans in Zambia was 75.9% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
What is the highest provisions to nonperforming loans recorded in Zambia?
The highest recorded value was 91.6% in 2019.
What is the lowest provisions to nonperforming loans recorded in Zambia?
The lowest recorded value was 66.5% in 2017.
How does Zambia rank for provisions to nonperforming loans?
Zambia ranks 42nd out of 140 countries with data for 2020.
Is provisions to nonperforming loans rising or falling in Zambia?
Over the last ten years it is down 5.5%. The long-run trend across the full record is flat.
Where does this Zambia data come from?
The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Provisions to nonperforming loans (%). Statizoid updates them automatically from the source API.

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Provisions to nonperforming loans in Zambia. Statizoid, drawing on Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Retrieved 22 August 2026, from https://financial-sector.statizoid.com/stat/provisions-to-nonperforming-loans-percent/zambia/

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About this data

Indicator
Provisions to nonperforming loans (%)
Unit
%
Source
Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
140 places, 2,230 data points, 1998–2020
Last refreshed

Provisions to nonperforming loans. Nonperforming Loans are loans for which the contractual payments are delinquent, usually defined as and NPL ratio being overdue for more than a certain number of days (e.g., usually more than 90 days). Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.