Provisions to nonperforming loans in Finland
Finland: Provisions to nonperforming loans was 42.4% in 2020. ▼ Falling
Provisions to nonperforming loans in Finland, 2001–2020
Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.
Analysis
In 2020, provisions to nonperforming loans in Finland stood at 42.4%.
The figure is up 5.6% on the previous year and up 12.2% over ten years.
Over the whole period, provisions to nonperforming loans in Finland peaked at 78.5% in 2004 and was at its lowest, 31.7%, in 2017.
That places Finland 114th out of 140 countries with data for 2020, putting it in the bottom quarter.
The long-run direction has been consistently falling across the 11 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 74.0% | 66.8% | 78.5% | 4 |
| 2010s | 35.9% | 31.7% | 40.2% | 6 |
| 2020s | 42.4% | 42.4% | 42.4% | 1 |
Countries ranked near Finland
More financial sector data for Finland
- Reserves excluding gold, foreign exchange (SDR), annual growth rate 13.76 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.0239 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 1,340 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate 8.46 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 2,109 SDR per person (2025)
- Total reserves (gold at market value) (SDR), annual growth rate 18.85 % change on previous year (2025)
- Total reserves (gold at market value) (SDR), per capita 2,904 SDR per person (2025)
- Total reserves (gold at national valuation) (SDR), annual growth rate 18.43 % change on previous year (2025)
- Total reserves (gold at national valuation) (SDR), per capita 2,894 SDR per person (2025)
- Total reserves (gold at national valuation) 16.34 billion SDR (2025)
Frequently asked questions
- What is provisions to nonperforming loans in Finland?
- Provisions to nonperforming loans in Finland was 42.4% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
- What is the highest provisions to nonperforming loans recorded in Finland?
- The highest recorded value was 78.5% in 2004.
- What is the lowest provisions to nonperforming loans recorded in Finland?
- The lowest recorded value was 31.7% in 2017.
- How does Finland rank for provisions to nonperforming loans?
- Finland ranks 114th out of 140 countries with data for 2020.
- Is provisions to nonperforming loans rising or falling in Finland?
- Over the last ten years it is up 12.2%. The long-run trend across the full record is falling.
- Where does this Finland data come from?
- The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Provisions to nonperforming loans (%). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 11 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Provisions to nonperforming loans. Nonperforming Loans are loans for which the contractual payments are delinquent, usually defined as and NPL ratio being overdue for more than a certain number of days (e.g., usually more than 90 days). Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.