Provisions to nonperforming loans in India
India: Provisions to nonperforming loans was 58.3% in 2020. βΌ Falling
Provisions to nonperforming loans in India, 2003β2020
Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.
Analysis
India recorded 58.3% for provisions to nonperforming loans in 2020.
The figure is up 37.6% on the previous year and up 2.7% over ten years.
Over the whole period, provisions to nonperforming loans in India peaked at 66.2% in 2018 and was at its lowest, 35.8%, in 2011.
That places India 76th out of 140 countries with data for 2020, putting it in the middle of the range.
The long-run direction has been consistently falling across the 18 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 54.1% | 46.4% | 60.3% | 7 |
| 2010s | 47.9% | 35.8% | 66.2% | 10 |
| 2020s | 58.3% | 58.3% | 58.3% | 1 |
Countries ranked near India
- 73 United Arab Emirates 58.7% compare
- 74 Hong Kong (China) 58.3% compare
- 75 Iceland 58.3% compare
- 77 Senegal 57.9% compare
- 78 United States 57.7% compare
- 79 Sierra Leone 57.4% compare
More financial sector data for India
- Domestic credit to private sector by banks 44.0% (2025)
- Total reserves in months of imports 7.88 (2025)
- Net domestic credit 312.77 trillion current LCU (2025)
- Net foreign assets 66.95 trillion current LCU (2025)
- Monetary Sector credit to private sector 44.0% (2025)
- Broad money 82.1% (2021)
- Claims on central government, etc. 20.0% (2025)
- Domestic credit to private sector 44.0% (2025)
- Official exchange rate 87.16 LCU per US$, period average (2025)
- Net migration -495,753 (2025)
Frequently asked questions
- What is provisions to nonperforming loans in India?
- Provisions to nonperforming loans in India was 58.3% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
- What is the highest provisions to nonperforming loans recorded in India?
- The highest recorded value was 66.2% in 2018.
- What is the lowest provisions to nonperforming loans recorded in India?
- The lowest recorded value was 35.8% in 2011.
- How does India rank for provisions to nonperforming loans?
- India ranks 76th out of 140 countries with data for 2020.
- Is provisions to nonperforming loans rising or falling in India?
- Over the last ten years it is up 2.7%. The long-run trend across the full record is falling.
- Where does this India data come from?
- The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Provisions to nonperforming loans (%). Statizoid updates them automatically from the source API.
Download this data
CSV Β· JSON β 18 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Provisions to nonperforming loans. Nonperforming Loans are loans for which the contractual payments are delinquent, usually defined as and NPL ratio being overdue for more than a certain number of days (e.g., usually more than 90 days). Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.