Provisions to nonperforming loans (%) in Armenia

Armenia: Provisions to nonperforming loans (%) was 44.9% in 2020. ▼ Falling

Latest (2020)
44.9%
Change on year
down 10.0%
World rank
110th
of 140 countries
All-time high
83.4%
in 2000
All-time low
15.1%
in 2008
Years of data
20
2000–2020

Provisions to nonperforming loans in Armenia, 2000–2020

204060802000201020202000: 83.4 %2002: 32.1 %2003: 34.3 %2004: 77 %2005: 70.7 %2006: 64.3 %2007: 66.6 %2008: 15.1 %2009: 46.7 %2010: 22.6 %2011: 25.3 %2012: 25.2 %2013: 24.7 %2014: 25.3 %2015: 28.6 %2016: 34.1 %2017: 31.2 %2018: 56.6 %2019: 49.9 %2020: 44.9 %

Source: Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Measured in %.

Analysis

Armenia recorded 44.9% for provisions to nonperforming loans in 2020.

The figure is down 10.0% on the previous year and up 99.0% over ten years.

Over the whole period, provisions to nonperforming loans in Armenia peaked at 83.4% in 2000 and was at its lowest, 15.1%, in 2008.

Armenia ranks 110th of 140 countries on this measure, in the bottom quarter.

The long-run direction has been consistently falling across the 20 years of available data.

Provisions to nonperforming loans (%) in Armenia, year by year

Annual values for Provisions to nonperforming loans (%) in Armenia, 2000 to 2020.
Year % Change
2000 83.4% —
2002 32.1% -61.5%
2003 34.3% +6.9%
2004 77.0% +124.5%
2005 70.7% -8.2%
2006 64.3% -9.1%
2007 66.6% +3.6%
2008 15.1% -77.3%
2009 46.7% +209.3%
2010 22.6% -51.6%
2011 25.3% +12.2%
2012 25.2% -0.3%
2013 24.7% -2.0%
2014 25.3% +2.2%
2015 28.6% +13.0%
2016 34.1% +19.2%
2017 31.2% -8.3%
2018 56.6% +81.1%
2019 49.9% -11.8%
2020 44.9% -10.0%

Armenia compared with similar countries

  • Armenia's 44.9% is below the median for upper middle income countries, which is 67.1%, 67% of the median. (42 countries reporting)
  • Armenia's 44.9% is below the median for Europe & Central Asia, which is 60.5%, 74% of the median. (46 countries reporting)

Biggest year-on-year movements

Years where Provisions to nonperforming loans (%) in Armenia changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.

YearChange FromTo
2009 +209.3% 15.1% 46.7%
2004 +124.5% 34.3% 77.0%

Averages by decade

DecadeAverage LowestHighest Years
2000s 54.5% 15.1% 83.4% 9
2010s 32.4% 22.6% 56.6% 10
2020s 44.9% 44.9% 44.9% 1

Countries ranked near Armenia

  1. 107 Nigeria 45.9% compare
  2. 108 Macao 45.1% compare
  3. 109 Uganda 45.0% compare
  4. 111 Cyprus 44.4% compare
  5. 112 New Zealand 43.6% compare
  6. 113 South Africa 43.4% compare

See the full ranking of 140 places →

More financial sector data for Armenia

All data for Armenia →

Frequently asked questions

What is provisions to nonperforming loans in Armenia?
Provisions to nonperforming loans in Armenia was 44.9% in 2020, according to Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF).
What is the highest provisions to nonperforming loans recorded in Armenia?
The highest recorded value was 83.4% in 2000.
What is the lowest provisions to nonperforming loans recorded in Armenia?
The lowest recorded value was 15.1% in 2008.
How does Armenia rank for provisions to nonperforming loans?
Armenia ranks 110th out of 140 countries with data for 2020.
Is provisions to nonperforming loans rising or falling in Armenia?
Over the last ten years it is up 99.0%. The long-run trend across the full record is falling.
Where does this Armenia data come from?
The figures come from Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF), published as part of Provisions to nonperforming loans (%). Statizoid updates them automatically from the source API.

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Provisions to nonperforming loans in Armenia. Statizoid, drawing on Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF). Retrieved 09 November 2026, from https://financial-sector.statizoid.com/stat/provisions-to-nonperforming-loans-percent/armenia/

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About this data

Indicator
Provisions to nonperforming loans (%)
Unit
%
Source
Financial Soundness Indicators Database (fsi.imf.org), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
140 places, 2,230 data points, 1998–2020
Last refreshed

Provisions to nonperforming loans. Nonperforming Loans are loans for which the contractual payments are delinquent, usually defined as and NPL ratio being overdue for more than a certain number of days (e.g., usually more than 90 days). Reported by IMF staff. Note that due to differences in national accounting, taxation, and supervisory regimes, these data are not strictly comparable across countries.