Real interest rate in Costa Rica
Costa Rica: Real interest rate was 7.5% in 2025. ◆ Volatile
Real interest rate in Costa Rica, 1982–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.
Analysis
Costa Rica recorded 7.5% for real interest rate in 2025.
Compared with earlier readings it is up 10.1% on the previous year and down 24.6% over ten years.
Over the whole period, real interest rate in Costa Rica peaked at 17.7% in 1993 and was at its lowest, -32.1%, in 1982.
Costa Rica ranks 43rd of 148 countries on this measure, in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 0.1% | -32.1% | 12.4% | 8 |
| 1990s | 8.8% | -15.7% | 17.7% | 10 |
| 2000s | 9.8% | 2.1% | 15.1% | 10 |
| 2010s | 9.4% | 6.0% | 12.9% | 10 |
| 2020s | 5.6% | 0.3% | 10.3% | 6 |
Countries ranked near Costa Rica
More financial sector data for Costa Rica
- Net domestic credit (current LCU), per capita 5.79 million current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 289.83 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 0.4016 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 0 SDR (2025)
- Gold reserves at market value 0 SDR (2025)
- Reserves excluding gold, foreign exchange 11.97 billion SDR (2025)
- Reserves excluding gold 12.48 billion SDR (2025)
- Total reserves (gold at market value) 12.48 billion SDR (2025)
- Total reserves (gold at national valuation) 12.48 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 2,421 SDR per person (2025)
Frequently asked questions
- What is real interest rate in Costa Rica?
- Real interest rate in Costa Rica was 7.5% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest real interest rate recorded in Costa Rica?
- The highest recorded value was 17.7% in 1993.
- What is the lowest real interest rate recorded in Costa Rica?
- The lowest recorded value was -32.1% in 1982.
- How does Costa Rica rank for real interest rate?
- Costa Rica ranks 43rd out of 148 countries with data for 2025.
- Is real interest rate rising or falling in Costa Rica?
- Over the last ten years it is down 24.6%. The long-run trend across the full record is volatile.
- Where does this Costa Rica data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Real interest rate (%). Statizoid updates them automatically from the source API.
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About this data
An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.