Real interest rate in Peru

Peru: Real interest rate was 7.7% in 2022. ◆ Volatile

Latest (2022)
7.7%
Change on year
up 814.5%
World rank
40th
of 149 countries
All-time high
61.2%
in 1991
All-time low
-62.8%
in 1988
Years of data
38
1985–2022

Real interest rate in Peru, 1985–2022

-75-50-25025501985200320221985: -39.3 %1986: -19.1 %1987: -29 %1988: -62.8 %1989: -45.6 %1990: -31.5 %1991: 61.2 %1992: 46.6 %1993: 32.7 %1994: 22.6 %1995: 19.9 %1996: 19.9 %1997: 22 %1998: 25.9 %1999: 31.2 %2000: 25.6 %2001: 24.4 %2002: 20.6 %2003: 18.9 %2004: 17.3 %2005: 21.3 %2006: 15.1 %2007: 21.1 %2008: 22.3 %2009: 18.6 %2010: 12.5 %2011: 11.2 %2012: 17.8 %2013: 16.9 %2014: 13 %2015: 13.1 %2016: 13 %2017: 12.7 %2018: 12 %2019: 12.3 %2020: 8.9 %2021: 0.846 %2022: 7.7 %

Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in %.

Analysis

The most recent figure for real interest rate in Peru is 7.7%, measured in 2022.

That represents a change of up 814.5% on the previous year and down 56.6% over ten years.

Over the whole period, real interest rate in Peru peaked at 61.2% in 1991 and was at its lowest, -62.8%, in 1988.

That places Peru 40th out of 149 countries with data for 2022, putting it in the middle of the range.

The series is highly variable year to year, so single readings are best treated with caution.

Real interest rate in Peru, year by year

Annual values for Real interest rate (%) in Peru, 1985 to 2022.
Year % Change
1985 -39.3% —
1986 -19.1% -51.3%
1987 -29.0% +51.4%
1988 -62.8% +116.8%
1989 -45.6% -27.3%
1990 -31.5% -31.1%
1991 61.2% -294.5%
1992 46.6% -23.8%
1993 32.7% -29.9%
1994 22.6% -30.8%
1995 19.9% -12.1%
1996 19.9% +0.2%
1997 22.0% +10.6%
1998 25.9% +17.4%
1999 31.2% +20.6%
2000 25.6% -18.1%
2001 24.4% -4.5%
2002 20.6% -15.5%
2003 18.9% -8.5%
2004 17.3% -8.3%
2005 21.3% +23.0%
2006 15.1% -29.0%
2007 21.1% +39.2%
2008 22.3% +6.0%
2009 18.6% -16.7%
2010 12.5% -32.5%
2011 11.2% -10.9%
2012 17.8% +59.4%
2013 16.9% -5.1%
2014 13.0% -23.1%
2015 13.1% +0.5%
2016 13.0% -0.6%
2017 12.7% -2.1%
2018 12.0% -5.7%
2019 12.3% +2.5%
2020 8.9% -27.6%
2021 0.8% -90.5%
2022 7.7% +814.5%

Peru compared with similar countries

  • Peru's 7.7% is above the median for upper middle income countries, which is 5.2%, 1.5× the median. (49 countries reporting)
  • Peru's 7.7% is above the median for Latin America & Caribbean, which is 4.6%, 1.7× the median. (31 countries reporting)

Biggest year-on-year movements

Years where Real interest rate in Peru changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.

YearChange FromTo
2022 +814.5% 0.8% 7.7%
1991 +294.5% -31.5% 61.2%

Averages by decade

DecadeAverage LowestHighest Years
1980s -39.2% -62.8% -19.1% 5
1990s 25.1% -31.5% 61.2% 10
2000s 20.5% 15.1% 25.6% 10
2010s 13.4% 11.2% 17.8% 10
2020s 5.8% 0.8% 8.9% 3

Countries ranked near Peru

  1. 37 Qatar 8.2% compare
  2. 38 Maldives 8.1% compare
  3. 39 Uzbekistan 7.9% compare
  4. 41 South Africa 7.7% compare
  5. 42 Trinidad and Tobago 7.6% compare
  6. 43 Costa Rica 7.5% compare

See the full ranking of 149 places →

More financial sector data for Peru

All data for Peru →

Frequently asked questions

What is real interest rate in Peru?
Real interest rate in Peru was 7.7% in 2022, according to International Financial Statistics database, International Monetary Fund (IMF).
What is the highest real interest rate recorded in Peru?
The highest recorded value was 61.2% in 1991.
What is the lowest real interest rate recorded in Peru?
The lowest recorded value was -62.8% in 1988.
How does Peru rank for real interest rate?
Peru ranks 40th out of 149 countries with data for 2022.
Is real interest rate rising or falling in Peru?
Over the last ten years it is down 56.6%. The long-run trend across the full record is volatile.
Where does this Peru data come from?
The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Real interest rate (%). Statizoid updates them automatically from the source API.

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Real interest rate in Peru. Statizoid, drawing on International Financial Statistics database, International Monetary Fund (IMF). Retrieved 25 September 2026, from https://financial-sector.statizoid.com/stat/real-interest-rate-percent/peru/

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About this data

Indicator
Real interest rate (%)
Unit
%
Source
International Financial Statistics database, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
149 places, 4,773 data points, 1961–2025
Last refreshed

An interest rate is the amount charged, expressed as a percentage of the principal over a period of time, by the owners of certain kinds of financial assets for putting the financial assets at the disposal of another institutional unit. The real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.