Risk premium on lending in Angola
Angola: Risk premium on lending was 1.9% in 2024. ◆ Volatile
Risk premium on lending in Angola, 2004–2024
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus treasury bill rate, %.
Analysis
The most recent figure for risk premium on lending in Angola is 1.9%, measured in 2024.
Compared with earlier readings it is down 70.3% on the previous year and down 84.3% over ten years.
Over the whole period, risk premium on lending in Angola peaked at 36.1% in 2005 and was at its lowest, -0.5%, in 2017.
Angola ranks 66th of 86 countries on this measure, in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Risk premium on lending in Angola, year by year
| Year | lending rate minus treasury bill rate, % | Change |
|---|---|---|
| 2004 | 30.2% | — |
| 2005 | 36.1% | +19.7% |
| 2006 | 11.7% | -67.7% |
| 2010 | 11.7% | +0.6% |
| 2011 | 11.8% | +0.9% |
| 2012 | 13.2% | +11.6% |
| 2013 | 12.7% | -3.5% |
| 2014 | 12.1% | -5.0% |
| 2015 | 9.7% | -20.0% |
| 2016 | 0.7% | -92.9% |
| 2017 | -0.5% | -178.7% |
| 2018 | 7.5% | -1492.6% |
| 2019 | 6.2% | -17.7% |
| 2020 | 3.2% | -49.1% |
| 2021 | 0.0% | -98.8% |
| 2022 | 9.8% | +25586.9% |
| 2023 | 6.4% | -34.5% |
| 2024 | 1.9% | -70.3% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 26.0% | 11.7% | 36.1% | 3 |
| 2010s | 8.5% | -0.5% | 13.2% | 10 |
| 2020s | 4.3% | 0.0% | 9.8% | 5 |
Countries ranked near Angola
More financial sector data for Angola
- Net domestic credit (current LCU), per capita 458,473 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 146.5 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 28.65 % change on previous year (2025)
- Reserves excluding gold, foreign exchange 9.54 billion SDR (2025)
- Reserves excluding gold 9.88 billion SDR (2025)
- Total reserves (gold at market value) 9.88 billion SDR (2025)
- Total reserves (gold at national valuation) 11.76 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 301.1 SDR per person (2025)
- Total reserves (gold at national valuation) (SDR), annual growth rate -2.97 % change on previous year (2025)
- Total reserves (gold at market value) (SDR), per capita 253.17 SDR per person (2025)
Frequently asked questions
- What is risk premium on lending in Angola?
- Risk premium on lending in Angola was 1.9% in 2024, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest risk premium on lending recorded in Angola?
- The highest recorded value was 36.1% in 2005.
- What is the lowest risk premium on lending recorded in Angola?
- The lowest recorded value was -0.5% in 2017.
- How does Angola rank for risk premium on lending?
- Angola ranks 66th out of 86 countries with data for 2024.
- Is risk premium on lending rising or falling in Angola?
- Over the last ten years it is down 84.3%. The long-run trend across the full record is volatile.
- Where does this Angola data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid updates them automatically from the source API.
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About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.