Risk premium on lending in Hungary
Hungary: Risk premium on lending was 1.9% in 2025. ◆ Volatile
Risk premium on lending in Hungary, 1988–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus treasury bill rate, %.
Analysis
The most recent figure for risk premium on lending in Hungary is 1.9%, measured in 2025.
Compared with earlier readings it is down 34.9% on the previous year and up 8.1% over ten years.
Over the whole period, risk premium on lending in Hungary peaked at 10.4% in 1992 and was at its lowest, -1.4%, in 1990.
That places Hungary 67th out of 86 countries with data for 2025, putting it in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Risk premium on lending in Hungary, year by year
| Year | lending rate minus treasury bill rate, % | Change |
|---|---|---|
| 1988 | -0.3% | — |
| 1989 | -0.2% | -20.3% |
| 1990 | -1.4% | +535.3% |
| 1991 | 0.7% | -149.6% |
| 1992 | 10.4% | +1453.9% |
| 1993 | 8.2% | -21.1% |
| 1994 | 0.5% | -94.3% |
| 1995 | 0.6% | +21.4% |
| 1996 | 3.4% | +491.2% |
| 1997 | 1.6% | -51.2% |
| 1998 | 1.4% | -11.7% |
| 1999 | 1.7% | +15.6% |
| 2000 | 1.6% | -6.0% |
| 2001 | 1.3% | -15.4% |
| 2002 | 1.3% | -4.9% |
| 2003 | 1.4% | +10.1% |
| 2004 | 1.5% | +8.1% |
| 2005 | 1.6% | +5.9% |
| 2006 | 1.2% | -23.7% |
| 2007 | 1.4% | +16.5% |
| 2008 | 1.3% | -9.5% |
| 2009 | 2.6% | +99.8% |
| 2010 | 2.2% | -13.2% |
| 2011 | 2.3% | +3.9% |
| 2012 | 2.1% | -8.6% |
| 2013 | 2.1% | +0.9% |
| 2014 | 2.3% | +7.0% |
| 2015 | 1.7% | -23.5% |
| 2016 | 1.4% | -22.1% |
| 2017 | 1.5% | +7.3% |
| 2018 | 1.4% | -1.8% |
| 2019 | 1.8% | +25.6% |
| 2020 | 1.5% | -16.5% |
| 2021 | 2.1% | +39.7% |
| 2022 | 2.7% | +30.2% |
| 2023 | 3.8% | +41.0% |
| 2024 | 2.9% | -24.7% |
| 2025 | 1.9% | -34.9% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | -0.2% | -0.3% | -0.2% | 2 |
| 1990s | 2.7% | -1.4% | 10.4% | 10 |
| 2000s | 1.5% | 1.2% | 2.6% | 10 |
| 2010s | 1.9% | 1.4% | 2.3% | 10 |
| 2020s | 2.5% | 1.5% | 3.8% | 6 |
Countries ranked near Hungary
More financial sector data for Hungary
- Net domestic credit (current LCU), per capita 4.99 million current LCU per person (2024)
- Net domestic credit (current LCU), per unit of GDP 214.29 current LCU per US$ of GDP (2024)
- Net domestic credit (current LCU), annual growth rate 9.38 % change on previous year (2024)
- Gold reserves at 35 SDRs per ounce 123.80 million SDR (2025)
- Gold reserves at market value 11.28 billion SDR (2025)
- Reserves excluding gold, foreign exchange 29.95 billion SDR (2025)
- Reserves excluding gold 31.87 billion SDR (2025)
- Total reserves (gold at market value) 43.15 billion SDR (2025)
- Total reserves (gold at national valuation) 43.04 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 4,524 SDR per person (2025)
Frequently asked questions
- What is risk premium on lending in Hungary?
- Risk premium on lending in Hungary was 1.9% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest risk premium on lending recorded in Hungary?
- The highest recorded value was 10.4% in 1992.
- What is the lowest risk premium on lending recorded in Hungary?
- The lowest recorded value was -1.4% in 1990.
- How does Hungary rank for risk premium on lending?
- Hungary ranks 67th out of 86 countries with data for 2025.
- Is risk premium on lending rising or falling in Hungary?
- Over the last ten years it is up 8.1%. The long-run trend across the full record is volatile.
- Where does this Hungary data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid updates them automatically from the source API.
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About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.