Risk premium on lending (lending rate minus treasury bill rate, %) in Hungary
Hungary: Risk premium on lending (lending rate minus treasury bill rate, %) was 1.9% in 2025. ◆ Volatile
Risk premium on lending in Hungary, 1988–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus treasury bill rate, %.
Analysis
The most recent figure for risk premium on lending in Hungary is 1.9%, measured in 2025.
Compared with earlier readings it is down 34.9% on the previous year and up 8.1% over ten years.
Over the whole period, risk premium on lending in Hungary peaked at 10.4% in 1992 and was at its lowest, -1.4%, in 1990.
That places Hungary 65th out of 86 countries with data for 2025, putting it in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Risk premium on lending (lending rate minus treasury bill rate, %) in Hungary, year by year
| Year | lending rate minus treasury bill rate, % | Change |
|---|---|---|
| 1988 | -0.3% | — |
| 1989 | -0.2% | -20.3% |
| 1990 | -1.4% | +535.3% |
| 1991 | 0.7% | -149.6% |
| 1992 | 10.4% | +1453.9% |
| 1993 | 8.2% | -21.1% |
| 1994 | 0.5% | -94.3% |
| 1995 | 0.6% | +21.4% |
| 1996 | 3.4% | +491.2% |
| 1997 | 1.6% | -51.2% |
| 1998 | 1.4% | -11.7% |
| 1999 | 1.7% | +15.6% |
| 2000 | 1.6% | -6.0% |
| 2001 | 1.3% | -15.4% |
| 2002 | 1.3% | -4.9% |
| 2003 | 1.4% | +10.1% |
| 2004 | 1.5% | +8.1% |
| 2005 | 1.6% | +5.9% |
| 2006 | 1.2% | -23.7% |
| 2007 | 1.4% | +16.5% |
| 2008 | 1.3% | -9.5% |
| 2009 | 2.6% | +99.8% |
| 2010 | 2.2% | -13.2% |
| 2011 | 2.3% | +3.9% |
| 2012 | 2.1% | -8.6% |
| 2013 | 2.1% | +0.9% |
| 2014 | 2.3% | +7.0% |
| 2015 | 1.7% | -23.5% |
| 2016 | 1.4% | -22.1% |
| 2017 | 1.5% | +7.3% |
| 2018 | 1.4% | -1.8% |
| 2019 | 1.8% | +25.6% |
| 2020 | 1.5% | -16.5% |
| 2021 | 2.1% | +39.7% |
| 2022 | 2.7% | +30.2% |
| 2023 | 3.8% | +41.0% |
| 2024 | 2.9% | -24.7% |
| 2025 | 1.9% | -34.9% |
Hungary compared with similar countries
- Hungary's 1.9% is below the median for high income countries, which is 2.9%, 65% of the median. (26 countries reporting)
- Hungary's 1.9% is below the median for Europe & Central Asia, which is 3.1%, 61% of the median. (19 countries reporting)
Biggest year-on-year movements
Years where Risk premium on lending (lending rate minus treasury bill rate, %) in Hungary changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 1992 | +1453.9% | 0.7% | 10.4% |
| 1990 | -535.3% | -0.2% | -1.4% |
| 1996 | +491.2% | 0.6% | 3.4% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | -0.2% | -0.3% | -0.2% | 2 |
| 1990s | 2.7% | -1.4% | 10.4% | 10 |
| 2000s | 1.5% | 1.2% | 2.6% | 10 |
| 2010s | 1.9% | 1.4% | 2.3% | 10 |
| 2020s | 2.5% | 1.5% | 3.8% | 6 |
Countries ranked near Hungary
More financial sector data for Hungary
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0017 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 43.35 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0012 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 31.66 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0017 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 43.35 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is risk premium on lending in Hungary?
- Risk premium on lending in Hungary was 1.9% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest risk premium on lending recorded in Hungary?
- The highest recorded value was 10.4% in 1992.
- What is the lowest risk premium on lending recorded in Hungary?
- The lowest recorded value was -1.4% in 1990.
- How does Hungary rank for risk premium on lending?
- Hungary ranks 65th out of 86 countries with data for 2025.
- Is risk premium on lending rising or falling in Hungary?
- Over the last ten years it is up 8.1%. The long-run trend across the full record is volatile.
- Where does this Hungary data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid updates them automatically from the source API.
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About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.