Risk premium on lending in Sweden
Sweden: Risk premium on lending was 1.3% in 2006. ▼ Falling
Risk premium on lending in Sweden, 1992–2006
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus treasury bill rate, %.
Analysis
The most recent figure for risk premium on lending in Sweden is 1.3%, measured in 2006. That is the lowest value across all 15 years on record.
That represents a change of down 25.8% on the previous year and down 54.1% over ten years.
Over the whole period, risk premium on lending in Sweden peaked at 3.7% in 1993 and was at its lowest, 1.3%, in 2006.
Sweden ranks 70th of 86 countries on this measure, in the bottom quarter.
The long-run direction has been consistently falling across the 15 years of available data.
Risk premium on lending in Sweden, year by year
| Year | lending rate minus treasury bill rate, % | Change |
|---|---|---|
| 1992 | 2.4% | — |
| 1993 | 3.7% | +59.4% |
| 1994 | 3.2% | -13.3% |
| 1995 | 2.4% | -26.3% |
| 1996 | 2.9% | +22.6% |
| 1997 | 3.0% | +0.6% |
| 1998 | 2.3% | -23.3% |
| 1999 | 2.3% | -0.2% |
| 2000 | 1.8% | -19.6% |
| 2001 | 1.7% | -4.6% |
| 2002 | 1.7% | -0.5% |
| 2003 | 2.0% | +15.0% |
| 2004 | 2.1% | +4.5% |
| 2005 | 1.8% | -12.4% |
| 2006 | 1.3% | -25.8% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 2.8% | 2.3% | 3.7% | 8 |
| 2000s | 1.8% | 1.3% | 2.1% | 7 |
Countries ranked near Sweden
More financial sector data for Sweden
- Reserve position in the IMF, US dollar, annual growth rate 5.9 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0024 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 151.52 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0.843 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 110.64 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.9 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0024 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 151.52 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0.843 % change on previous year (2025)
Frequently asked questions
- What is risk premium on lending in Sweden?
- Risk premium on lending in Sweden was 1.3% in 2006, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest risk premium on lending recorded in Sweden?
- The highest recorded value was 3.7% in 1993.
- What is the lowest risk premium on lending recorded in Sweden?
- The lowest recorded value was 1.3% in 2006.
- How does Sweden rank for risk premium on lending?
- Sweden ranks 70th out of 86 countries with data for 2006.
- Is risk premium on lending rising or falling in Sweden?
- Over the last ten years it is down 54.1%. The long-run trend across the full record is falling.
- Where does this Sweden data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid updates them automatically from the source API.
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About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.