Risk premium on lending in Israel
Israel: Risk premium on lending was 1.3% in 2022. ▼ Falling
Risk premium on lending in Israel, 2013–2022
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus treasury bill rate, %.
Analysis
The most recent figure for risk premium on lending in Israel is 1.3%, measured in 2022. That is the lowest value across all 10 years on record.
That represents a change of down 58.4% on the previous year and down 58.5% over ten years.
Over the whole period, risk premium on lending in Israel peaked at 3.4% in 2017 and was at its lowest, 1.3%, in 2022.
Israel ranks 72nd of 86 countries on this measure, in the bottom quarter.
Risk premium on lending in Israel, year by year
| Year | lending rate minus treasury bill rate, % | Change |
|---|---|---|
| 2013 | 3.1% | — |
| 2014 | 3.4% | +8.5% |
| 2015 | 3.3% | -0.8% |
| 2016 | 3.3% | -1.2% |
| 2017 | 3.4% | +2.2% |
| 2018 | 3.3% | -3.1% |
| 2019 | 3.3% | +0.1% |
| 2020 | 3.2% | -1.1% |
| 2021 | 3.1% | -4.3% |
| 2022 | 1.3% | -58.4% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2010s | 3.3% | 3.1% | 3.4% | 7 |
| 2020s | 2.5% | 1.3% | 3.2% | 3 |
Countries ranked near Israel
More financial sector data for Israel
- Reserve position in the IMF, US dollar, annual growth rate 5.2 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 65.64 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0.1794 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 47.93 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.2 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0011 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 65.64 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0.1794 % change on previous year (2025)
Frequently asked questions
- What is risk premium on lending in Israel?
- Risk premium on lending in Israel was 1.3% in 2022, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest risk premium on lending recorded in Israel?
- The highest recorded value was 3.4% in 2017.
- What is the lowest risk premium on lending recorded in Israel?
- The lowest recorded value was 1.3% in 2022.
- How does Israel rank for risk premium on lending?
- Israel ranks 72nd out of 86 countries with data for 2022.
- Is risk premium on lending rising or falling in Israel?
- Over the last ten years it is down 58.5%. The long-run trend across the full record is falling.
- Where does this Israel data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid updates them automatically from the source API.
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CSV · JSON — 10 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.