Risk premium on lending in Cape Verde
Cape Verde: Risk premium on lending was 6.4% in 2025. ▬ Flat
Risk premium on lending in Cape Verde, 2006–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus treasury bill rate, %.
Analysis
Cape Verde recorded 6.4% for risk premium on lending in 2025.
That represents a change of down 3.0% on the previous year and down 30.5% over ten years.
Over the whole period, risk premium on lending in Cape Verde peaked at 9.4% in 2014 and was at its lowest, 5.7%, in 2012.
Cape Verde ranks 26th of 86 countries on this measure, in the middle of the range.
Risk premium on lending in Cape Verde, year by year
| Year | lending rate minus treasury bill rate, % | Change |
|---|---|---|
| 2006 | 8.1% | — |
| 2007 | 7.1% | -11.9% |
| 2008 | 6.6% | -7.8% |
| 2009 | 7.5% | +13.3% |
| 2010 | 7.2% | -4.1% |
| 2011 | 5.9% | -18.2% |
| 2012 | 5.7% | -2.2% |
| 2013 | 7.1% | +24.6% |
| 2014 | 9.4% | +31.6% |
| 2015 | 9.3% | -1.4% |
| 2016 | 9.0% | -3.2% |
| 2017 | 8.9% | -1.1% |
| 2018 | 8.0% | -10.0% |
| 2019 | 8.0% | +0.8% |
| 2020 | 7.2% | -10.5% |
| 2021 | 6.6% | -8.0% |
| 2022 | 6.8% | +3.2% |
| 2023 | 6.5% | -4.4% |
| 2024 | 6.6% | +1.6% |
| 2025 | 6.4% | -3.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 7.3% | 6.6% | 8.1% | 4 |
| 2010s | 7.8% | 5.7% | 9.4% | 10 |
| 2020s | 6.7% | 6.4% | 7.2% | 6 |
Countries ranked near Cape Verde
- 23 Antigua and Barbuda 7.0% compare
- 24 Uzbekistan 6.9% compare
- 25 Jamaica 6.7% compare
- 27 Kosovo 6.2% compare
- 27 Kosovo (UNSCR 1244) 6.2% compare
- 29 Mongolia 6.2% compare
More financial sector data for Cape Verde
- Net domestic credit (current LCU), per capita 370,513 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 63.92 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 1.41 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 0 SDR (2025)
- Gold reserves at market value 0 SDR (2025)
- Reserves excluding gold, foreign exchange 915.16 million SDR (2025)
- Reserves excluding gold 919.24 million SDR (2025)
- Total reserves (gold at market value) 919.24 million SDR (2025)
- Total reserves (gold at national valuation) 919.24 million SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 1,743 SDR per person (2025)
Frequently asked questions
- What is risk premium on lending in Cape Verde?
- Risk premium on lending in Cape Verde was 6.4% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest risk premium on lending recorded in Cape Verde?
- The highest recorded value was 9.4% in 2014.
- What is the lowest risk premium on lending recorded in Cape Verde?
- The lowest recorded value was 5.7% in 2012.
- How does Cape Verde rank for risk premium on lending?
- Cape Verde ranks 26th out of 86 countries with data for 2025.
- Is risk premium on lending rising or falling in Cape Verde?
- Over the last ten years it is down 30.5%. The long-run trend across the full record is flat.
- Where does this Cape Verde data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid updates them automatically from the source API.
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About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.