Risk premium on lending (lending rate minus treasury bill rate, %) in Cape Verde
Cape Verde: Risk premium on lending (lending rate minus treasury bill rate, %) was 6.4% in 2025. ▬ Flat
Risk premium on lending in Cape Verde, 2006–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus treasury bill rate, %.
Analysis
Cape Verde recorded 6.4% for risk premium on lending in 2025.
That represents a change of down 3.0% on the previous year and down 30.5% over ten years.
Over the whole period, risk premium on lending in Cape Verde peaked at 9.4% in 2014 and was at its lowest, 5.7%, in 2012.
Cape Verde ranks 24th of 86 countries on this measure, in the middle of the range.
Risk premium on lending (lending rate minus treasury bill rate, %) in Cape Verde, year by year
| Year | lending rate minus treasury bill rate, % | Change |
|---|---|---|
| 2006 | 8.1% | — |
| 2007 | 7.1% | -11.9% |
| 2008 | 6.6% | -7.8% |
| 2009 | 7.5% | +13.3% |
| 2010 | 7.2% | -4.1% |
| 2011 | 5.9% | -18.2% |
| 2012 | 5.7% | -2.2% |
| 2013 | 7.1% | +24.6% |
| 2014 | 9.4% | +31.6% |
| 2015 | 9.3% | -1.4% |
| 2016 | 9.0% | -3.2% |
| 2017 | 8.9% | -1.1% |
| 2018 | 8.0% | -10.0% |
| 2019 | 8.0% | +0.8% |
| 2020 | 7.2% | -10.5% |
| 2021 | 6.6% | -8.0% |
| 2022 | 6.8% | +3.2% |
| 2023 | 6.5% | -4.4% |
| 2024 | 6.6% | +1.6% |
| 2025 | 6.4% | -3.0% |
Cape Verde compared with similar countries
- Cape Verde's 6.4% is above the median for upper middle income countries, which is 4.3%, 1.5× the median. (29 countries reporting)
- Cape Verde's 6.4% is above the median for Sub-Saharan Africa, which is 5.7%, 1.1× the median. (22 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 7.3% | 6.6% | 8.1% | 4 |
| 2010s | 7.8% | 5.7% | 9.4% | 10 |
| 2020s | 6.7% | 6.4% | 7.2% | 6 |
Countries ranked near Cape Verde
- 21 Antigua and Barbuda 7.0% compare
- 22 Uzbekistan 6.9% compare
- 23 Jamaica 6.7% compare
- 25 Kosovo 6.2% compare
- 25 Kosovo (UNSCR 1244) 6.2% compare
- 27 Mongolia 6.2% compare
More financial sector data for Cape Verde
- Reserve position in the IMF, US dollar, annual growth rate 7.55 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0017 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 9.88 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 2.42 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0012 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 7.21 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 7.55 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0017 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 9.88 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 2.42 % change on previous year (2025)
Frequently asked questions
- What is risk premium on lending in Cape Verde?
- Risk premium on lending in Cape Verde was 6.4% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest risk premium on lending recorded in Cape Verde?
- The highest recorded value was 9.4% in 2014.
- What is the lowest risk premium on lending recorded in Cape Verde?
- The lowest recorded value was 5.7% in 2012.
- How does Cape Verde rank for risk premium on lending?
- Cape Verde ranks 24th out of 86 countries with data for 2025.
- Is risk premium on lending rising or falling in Cape Verde?
- Over the last ten years it is down 30.5%. The long-run trend across the full record is flat.
- Where does this Cape Verde data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid updates them automatically from the source API.
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About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.