Risk premium on lending in Kosovo
Kosovo: Risk premium on lending was 6.2% in 2018. ▼ Falling
Risk premium on lending in Kosovo, 2012–2018
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus treasury bill rate, %.
Analysis
Kosovo recorded 6.2% for risk premium on lending in 2018. That is the lowest value across all 7 years on record.
That represents a change of down 6.3% on the previous year and down 38.1% over ten years.
Kosovo ranks 27th of 86 countries on this measure, in the middle of the range.
Risk premium on lending in Kosovo, year by year
| Year | lending rate minus treasury bill rate, % | Change |
|---|---|---|
| 2012 | 10.0% | — |
| 2013 | 10.7% | +7.1% |
| 2014 | 9.2% | -14.3% |
| 2015 | 6.9% | -25.2% |
| 2016 | 7.1% | +3.4% |
| 2017 | 6.6% | -6.9% |
| 2018 | 6.2% | -6.3% |
Countries ranked near Kosovo
- 24 Uzbekistan 6.9%
- 25 Jamaica 6.7% compare
- 26 Cape Verde 6.4% compare
- 27 Kosovo (UNSCR 1244) 6.2% compare
- 29 Mongolia 6.2% compare
- 30 Saint Lucia 6.1% compare
More financial sector data for Kosovo
- Total reserves in months of imports, annual growth rate -3.12 % change on previous year (2025)
- Total reserves in months of imports, per unit of GDP 0 units per US$ of GDP (2025)
- Total reserves in months of imports, per capita 0 units per person (2025)
- Net domestic credit (current LCU), annual growth rate 17.34 % change on previous year (2024)
- Net domestic credit (current LCU), per unit of GDP 0.5007 current LCU per US$ of GDP (2024)
- Net domestic credit (current LCU), per capita 3,518 current LCU per person (2024)
- Net foreign assets (current LCU), annual growth rate -3.14 % change on previous year (2024)
- Net foreign assets (current LCU), per unit of GDP 0.2147 current LCU per US$ of GDP (2024)
- Net foreign assets (current LCU), per capita 1,508 current LCU per person (2024)
- Net migration, annual growth rate 17.13 % change on previous year (2025)
Frequently asked questions
- What is risk premium on lending in Kosovo?
- Risk premium on lending in Kosovo was 6.2% in 2018, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest risk premium on lending recorded in Kosovo?
- The highest recorded value was 10.7% in 2013.
- What is the lowest risk premium on lending recorded in Kosovo?
- The lowest recorded value was 6.2% in 2018.
- How does Kosovo rank for risk premium on lending?
- Kosovo ranks 27th out of 86 countries with data for 2018.
- Is risk premium on lending rising or falling in Kosovo?
- Over the last ten years it is down 38.1%. The long-run trend across the full record is falling.
- Where does this Kosovo data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 7 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.