Risk premium on lending in Saint Lucia
Saint Lucia: Risk premium on lending was 6.1% in 2018. ▲ Rising
Risk premium on lending in Saint Lucia, 2007–2018
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus treasury bill rate, %.
Analysis
In 2018, risk premium on lending in Saint Lucia stood at 6.1%.
Compared with earlier readings it is down 3.6% on the previous year and up 36.7% over ten years.
Over the whole period, risk premium on lending in Saint Lucia peaked at 6.4% in 2017 and was at its lowest, 3.1%, in 2013.
That places Saint Lucia 30th out of 86 countries with data for 2018, putting it in the middle of the range.
The long-run direction has been consistently rising across the 12 years of available data.
Risk premium on lending in Saint Lucia, year by year
| Year | lending rate minus treasury bill rate, % | Change |
|---|---|---|
| 2007 | 4.5% | — |
| 2008 | 4.5% | +0.3% |
| 2009 | 5.4% | +20.0% |
| 2010 | 6.1% | +13.6% |
| 2011 | 5.5% | -10.5% |
| 2012 | 4.4% | -20.1% |
| 2013 | 3.1% | -29.7% |
| 2014 | 3.6% | +18.6% |
| 2015 | 5.3% | +45.2% |
| 2016 | 5.1% | -3.0% |
| 2017 | 6.4% | +23.8% |
| 2018 | 6.1% | -3.6% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 4.8% | 4.5% | 5.4% | 3 |
| 2010s | 5.1% | 3.1% | 6.4% | 9 |
Countries ranked near Saint Lucia
More financial sector data for Saint Lucia
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 11.64 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0006 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 8.5 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 11.64 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is risk premium on lending in Saint Lucia?
- Risk premium on lending in Saint Lucia was 6.1% in 2018, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest risk premium on lending recorded in Saint Lucia?
- The highest recorded value was 6.4% in 2017.
- What is the lowest risk premium on lending recorded in Saint Lucia?
- The lowest recorded value was 3.1% in 2013.
- How does Saint Lucia rank for risk premium on lending?
- Saint Lucia ranks 30th out of 86 countries with data for 2018.
- Is risk premium on lending rising or falling in Saint Lucia?
- Over the last ten years it is up 36.7%. The long-run trend across the full record is rising.
- Where does this Saint Lucia data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 12 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.