Risk premium on lending in Saint Vincent and the Grenadines
Saint Vincent and the Grenadines: Risk premium on lending was 5.9% in 2017. ▲ Rising
Risk premium on lending in Saint Vincent and the Grenadines, 1980–2017
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus treasury bill rate, %.
Analysis
The most recent figure for risk premium on lending in Saint Vincent and the Grenadines is 5.9%, measured in 2017.
Compared with earlier readings it is down 2.9% on the previous year and up 52.3% over ten years.
Over the whole period, risk premium on lending in Saint Vincent and the Grenadines peaked at 6.4% in 2015 and was at its lowest, 2.5%, in 1980.
That places Saint Vincent and the Grenadines 33rd out of 86 countries with data for 2017, putting it in the middle of the range.
The long-run direction has been consistently rising across the 38 years of available data.
Risk premium on lending in Saint Vincent and the Grenadines, year by year
| Year | lending rate minus treasury bill rate, % | Change |
|---|---|---|
| 1980 | 2.5% | — |
| 1981 | 2.5% | +0.0% |
| 1982 | 2.5% | +0.0% |
| 1983 | 3.0% | +21.2% |
| 1984 | 4.3% | +42.5% |
| 1985 | 4.3% | +1.8% |
| 1986 | 4.7% | +8.6% |
| 1987 | 4.7% | +0.0% |
| 1988 | 4.3% | -8.7% |
| 1989 | 4.7% | +9.6% |
| 1990 | 5.0% | +7.1% |
| 1991 | 4.7% | -7.2% |
| 1992 | 4.8% | +2.4% |
| 1993 | 5.4% | +13.0% |
| 1994 | 5.2% | -3.5% |
| 1995 | 4.6% | -12.8% |
| 1996 | 4.7% | +3.5% |
| 1997 | 4.8% | +1.4% |
| 1998 | 4.8% | +0.3% |
| 1999 | 5.0% | +5.0% |
| 2000 | 5.0% | -1.6% |
| 2001 | 4.6% | -6.8% |
| 2002 | 4.6% | -1.4% |
| 2003 | 6.1% | +33.7% |
| 2004 | 5.1% | -16.6% |
| 2005 | 4.7% | -6.9% |
| 2006 | 4.1% | -13.1% |
| 2007 | 3.9% | -6.1% |
| 2008 | 4.0% | +2.4% |
| 2009 | 3.5% | -11.2% |
| 2010 | 4.2% | +20.2% |
| 2011 | 5.0% | +17.6% |
| 2012 | 5.5% | +9.6% |
| 2013 | 6.0% | +10.1% |
| 2014 | 5.9% | -1.9% |
| 2015 | 6.4% | +8.2% |
| 2016 | 6.1% | -4.9% |
| 2017 | 5.9% | -2.9% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 3.7% | 2.5% | 4.7% | 10 |
| 1990s | 4.9% | 4.6% | 5.4% | 10 |
| 2000s | 4.6% | 3.5% | 6.1% | 10 |
| 2010s | 5.6% | 4.2% | 6.4% | 8 |
Countries ranked near Saint Vincent and the Grenadines
More financial sector data for Saint Vincent and the Grenadines
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0005 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 6.85 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0004 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 5 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0005 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 6.85 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is risk premium on lending in Saint Vincent and the Grenadines?
- Risk premium on lending in Saint Vincent and the Grenadines was 5.9% in 2017, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest risk premium on lending recorded in Saint Vincent and the Grenadines?
- The highest recorded value was 6.4% in 2015.
- What is the lowest risk premium on lending recorded in Saint Vincent and the Grenadines?
- The lowest recorded value was 2.5% in 1980.
- How does Saint Vincent and the Grenadines rank for risk premium on lending?
- Saint Vincent and the Grenadines ranks 33rd out of 86 countries with data for 2017.
- Is risk premium on lending rising or falling in Saint Vincent and the Grenadines?
- Over the last ten years it is up 52.3%. The long-run trend across the full record is rising.
- Where does this Saint Vincent and the Grenadines data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid updates them automatically from the source API.
Download this data
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About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.