Risk premium on lending (lending rate minus treasury bill rate, %) in Malta
Malta: Risk premium on lending (lending rate minus treasury bill rate, %) was 4.1% in 2013. ▲ Rising
Risk premium on lending in Malta, 1995–2013
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus treasury bill rate, %.
Analysis
In 2013, risk premium on lending in Malta stood at 4.1%. That is the highest value across all 19 years on record.
Compared with earlier readings it is up 11.3% on the previous year and up 61.2% over ten years.
Over the whole period, risk premium on lending in Malta peaked at 4.1% in 2013 and was at its lowest, 1.5%, in 2008.
That places Malta 44th out of 86 countries with data for 2013, putting it in the middle of the range.
The long-run direction has been consistently rising across the 19 years of available data.
Risk premium on lending (lending rate minus treasury bill rate, %) in Malta, year by year
| Year | lending rate minus treasury bill rate, % | Change |
|---|---|---|
| 1995 | 2.7% | — |
| 1996 | 2.8% | +1.6% |
| 1997 | 2.9% | +4.9% |
| 1998 | 2.7% | -8.1% |
| 1999 | 2.5% | -4.9% |
| 2000 | 2.4% | -6.3% |
| 2001 | 2.0% | -17.5% |
| 2002 | 2.0% | +2.2% |
| 2003 | 2.6% | +27.2% |
| 2004 | 2.4% | -6.8% |
| 2005 | 2.3% | -2.3% |
| 2006 | 2.2% | -7.3% |
| 2007 | 2.0% | -8.8% |
| 2008 | 1.5% | -26.4% |
| 2009 | 2.7% | +85.7% |
| 2010 | 3.8% | +40.1% |
| 2011 | 3.5% | -7.0% |
| 2012 | 3.7% | +5.6% |
| 2013 | 4.1% | +11.3% |
Malta compared with similar countries
- Malta's 4.1% is above the median for high income countries, which is 2.9%, 1.4× the median. (26 countries reporting)
- Malta's 4.1% is above the median for Middle East, North Africa, Afghanistan & Pakistan, which is 4.1%, 1.0× the median. (9 countries reporting)
Biggest year-on-year movements
Years where Risk premium on lending (lending rate minus treasury bill rate, %) in Malta changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2009 | +85.7% | 1.5% | 2.7% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 2.7% | 2.5% | 2.9% | 5 |
| 2000s | 2.2% | 1.5% | 2.7% | 10 |
| 2010s | 3.8% | 3.5% | 4.1% | 4 |
Countries ranked near Malta
- 41 Mauritius 4.3% compare
- 42 Trinidad and Tobago 4.2% compare
- 43 Grenada 4.2%
- 45 Papua New Guinea 4.1% compare
- 46 South Africa 3.5% compare
- 47 Thailand 3.5% compare
More financial sector data for Malta
- Reserve position in the IMF, US dollar, annual growth rate 5.65 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0021 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 102.71 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0.6075 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0016 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 75 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.65 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0021 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 102.71 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0.6075 % change on previous year (2025)
Frequently asked questions
- What is risk premium on lending in Malta?
- Risk premium on lending in Malta was 4.1% in 2013, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest risk premium on lending recorded in Malta?
- The highest recorded value was 4.1% in 2013.
- What is the lowest risk premium on lending recorded in Malta?
- The lowest recorded value was 1.5% in 2008.
- How does Malta rank for risk premium on lending?
- Malta ranks 44th out of 86 countries with data for 2013.
- Is risk premium on lending rising or falling in Malta?
- Over the last ten years it is up 61.2%. The long-run trend across the full record is rising.
- Where does this Malta data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 19 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.