Risk premium on lending in Mauritius
Mauritius: Risk premium on lending was 4.3% in 2025. ▼ Falling
Risk premium on lending in Mauritius, 2001–2025
Source: International Financial Statistics database, International Monetary Fund (IMF). Measured in lending rate minus treasury bill rate, %.
Analysis
In 2025, risk premium on lending in Mauritius stood at 4.3%.
Compared with earlier readings it is down 26.0% on the previous year and down 32.2% over ten years.
Over the whole period, risk premium on lending in Mauritius peaked at 15.4% in 2004 and was at its lowest, 3.2%, in 2008.
Mauritius ranks 44th of 86 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 25 years of available data.
Risk premium on lending in Mauritius, year by year
| Year | lending rate minus treasury bill rate, % | Change |
|---|---|---|
| 2001 | 10.3% | — |
| 2002 | 10.7% | +3.4% |
| 2003 | 12.0% | +12.6% |
| 2004 | 15.4% | +28.3% |
| 2005 | 14.6% | -5.1% |
| 2006 | 12.6% | -13.6% |
| 2007 | 10.9% | -13.4% |
| 2008 | 3.2% | -70.4% |
| 2009 | 4.0% | +23.8% |
| 2010 | 5.0% | +26.0% |
| 2011 | 5.0% | -1.8% |
| 2012 | 5.0% | +1.7% |
| 2013 | 5.6% | +12.0% |
| 2014 | 6.1% | +8.7% |
| 2015 | 6.4% | +3.6% |
| 2016 | 5.8% | -8.4% |
| 2017 | 6.3% | +8.0% |
| 2018 | 5.0% | -19.8% |
| 2019 | 5.4% | +7.6% |
| 2020 | 6.2% | +13.6% |
| 2021 | 6.2% | +0.6% |
| 2022 | 6.1% | -1.0% |
| 2023 | 5.4% | -11.6% |
| 2024 | 5.8% | +7.4% |
| 2025 | 4.3% | -26.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 10.4% | 3.2% | 15.4% | 9 |
| 2010s | 5.6% | 5.0% | 6.4% | 10 |
| 2020s | 5.7% | 4.3% | 6.2% | 6 |
Countries ranked near Mauritius
More financial sector data for Mauritius
- Net domestic credit (current LCU), per capita 869,032 current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 66.89 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 8.25 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 13.97 million SDR (2025)
- Gold reserves at market value 1.27 billion SDR (2025)
- Reserves excluding gold, foreign exchange 6.00 billion SDR (2025)
- Reserves excluding gold 6.25 billion SDR (2025)
- Total reserves (gold at market value) 7.53 billion SDR (2025)
- Total reserves (gold at national valuation) 7.51 billion SDR (2025)
- Total reserves (gold at national valuation) (SDR), per capita 6,042 SDR per person (2025)
Frequently asked questions
- What is risk premium on lending in Mauritius?
- Risk premium on lending in Mauritius was 4.3% in 2025, according to International Financial Statistics database, International Monetary Fund (IMF).
- What is the highest risk premium on lending recorded in Mauritius?
- The highest recorded value was 15.4% in 2004.
- What is the lowest risk premium on lending recorded in Mauritius?
- The lowest recorded value was 3.2% in 2008.
- How does Mauritius rank for risk premium on lending?
- Mauritius ranks 44th out of 86 countries with data for 2025.
- Is risk premium on lending rising or falling in Mauritius?
- Over the last ten years it is down 32.2%. The long-run trend across the full record is falling.
- Where does this Mauritius data come from?
- The figures come from International Financial Statistics database, International Monetary Fund (IMF), published as part of Risk premium on lending (lending rate minus treasury bill rate, %). Statizoid updates them automatically from the source API.
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About this data
Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.