Japan vs Sub-Saharan Africa (excluding high income): Account ownership at a financial institution or with a

Japan
98.7%
in 2024
Sub-Saharan Africa (excluding high income)
63.4%
in 2024
Japan rank
13th
Sub-Saharan Africa (excluding high income) rank
10th

Account ownership at a financial institution or with a over time

  • Japan
  • Sub-Saharan Africa (excluding high income)
20406080100201120172024

How they compare

Japan currently reports 98.7% against 63.4% in Sub-Saharan Africa (excluding high income), a difference of 35.3%.

That makes Japan's figure about 1.6 times Sub-Saharan Africa (excluding high income)'s.

Across all 5 years both countries report, Japan has been ahead every year.

Japan ranks 13th and Sub-Saharan Africa (excluding high income) ranks 10th of 106 countries.

Japan has averaged higher in every one of the 2 decades both report.

Head to head by decade

Decade Japan Sub-Saharan Africa (excluding high income) Difference Ahead
2010s 98.5% 36.8% 61.7% Japan
2020s 99.1% 57.8% 41.3% Japan

Averages of every year both report within each decade.

Frequently asked questions

Which has higher account ownership at a financial institution or with a, Japan or Sub-Saharan Africa (excluding high income)?
Japan, at 98.7% against 63.4% in Sub-Saharan Africa (excluding high income) as of 2024.
What is the difference in account ownership at a financial institution or with a between Japan and Sub-Saharan Africa (excluding high income)?
35.3%, with Japan ahead.
How many years of comparable data are there for Japan and Sub-Saharan Africa (excluding high income)?
5 years are reported by both, from 2011 to 2024.
How do Japan and Sub-Saharan Africa (excluding high income) rank globally for account ownership at a financial institution or with a?
Japan ranks 13th and Sub-Saharan Africa (excluding high income) ranks 10th of 106 countries.
Where does this data come from?
Global Findex Database, World Bank (WB), published as Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+). Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Japan vs Sub-Saharan Africa (excluding high income): Account ownership at a financial institution or with a. Statizoid, drawing on Global Findex Database, World Bank (WB). Retrieved 17 September 2026, from https://financial-sector.statizoid.com/compare/account-ownership-at-a-financial-institution-or-with-a-mobile-money-service-provider-4/japan/sub-saharan-africa-excluding-high-income/

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About this data

Indicator
Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+)
Unit
% of population ages 25+
Source
Global Findex Database, World Bank (WB)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
118 places, 590 data points, 2011–2024
Last refreshed

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (older adults, % of population ages 25+).