Bulgaria vs Romania: Bank lending-deposit spread

Bulgaria
4.32
in 2020
Romania
4.56
in 2020
Bulgaria rank
76th
Romania rank
74th

Bank lending-deposit spread over time

  • Bulgaria
  • Romania
010203040199320062020

How they compare

Romania currently reports 4.56 against 4.32 in Bulgaria, a difference of 0.24.

That makes Romania's figure about 1.1 times Bulgaria's.

The two have swapped places 4 times across 21 shared years of data; in 2000 it was Romania ahead.

Bulgaria ranks 76th and Romania ranks 74th of 124 countries.

Across the 3 decades both report, Bulgaria averaged higher in 1 and Romania in 2.

Head to head by decade

Decade Bulgaria Romania Difference Ahead
2000s 6.34 12.38 6.03 Romania
2010s 6.21 5.49 0.7242 Bulgaria
2020s 4.32 4.56 0.235 Romania

Averages of every year both report within each decade.

Frequently asked questions

Which has higher bank lending-deposit spread, Bulgaria or Romania?
Romania, at 4.56 against 4.32 in Bulgaria as of 2020.
What is the difference in bank lending-deposit spread between Bulgaria and Romania?
0.24, with Romania ahead.
How many years of comparable data are there for Bulgaria and Romania?
21 years are reported by both, from 2000 to 2020.
How do Bulgaria and Romania rank globally for bank lending-deposit spread?
Bulgaria ranks 76th and Romania ranks 74th of 124 countries.
Where does this data come from?
International Financial Statistics (IFS), International Monetary Fund (IMF), published as Bank lending-deposit spread. Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Bulgaria vs Romania: Bank lending-deposit spread. Statizoid, drawing on International Financial Statistics (IFS), International Monetary Fund (IMF). Retrieved 20 August 2026, from https://financial-sector.statizoid.com/compare/bank-lending-deposit-spread/bulgaria/romania/

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About this data

Indicator
Bank lending-deposit spread
Source
International Financial Statistics (IFS), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
124 places, 3,456 data points, 1980–2020
Last refreshed

Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.