Bank lending-deposit spread in Bulgaria
Bulgaria: Bank lending-deposit spread was 4.32 in 2020. ▼ Falling
Bank lending-deposit spread in Bulgaria, 2000–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
The most recent figure for bank lending-deposit spread in Bulgaria is 4.32, measured in 2020. That is the lowest value across all 21 years on record.
Compared with earlier readings it is down 4.4% on the previous year and down 38.8% over ten years.
Over the whole period, bank lending-deposit spread in Bulgaria peaked at 8.2 in 2000 and was at its lowest, 4.32, in 2020.
That places Bulgaria 76th out of 124 countries with data for 2020, putting it in the middle of the range.
The long-run direction has been consistently falling across the 21 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 6.34 | 5.16 | 8.2 | 10 |
| 2010s | 6.21 | 4.52 | 7.26 | 10 |
| 2020s | 4.32 | 4.32 | 4.32 | 1 |
Countries ranked near Bulgaria
More financial sector data for Bulgaria
- Domestic credit to private sector by banks 47.0% (2024)
- Total reserves in months of imports 7.16 (2025)
- Net domestic credit 58.79 billion current LCU (2024)
- Net foreign assets 46.19 billion current LCU (2024)
- Monetary Sector credit to private sector 47.1% (2024)
- Broad money 82.1% (2024)
- Claims on central government, etc. 3.9% (2024)
- Domestic credit to private sector 47.1% (2024)
- Official exchange rate 1.74 LCU per US$, period average (2025)
- Net migration -2,961 (2025)
Frequently asked questions
- What is bank lending-deposit spread in Bulgaria?
- Bank lending-deposit spread in Bulgaria was 4.32 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Bulgaria?
- The highest recorded value was 8.2 in 2000.
- What is the lowest bank lending-deposit spread recorded in Bulgaria?
- The lowest recorded value was 4.32 in 2020.
- How does Bulgaria rank for bank lending-deposit spread?
- Bulgaria ranks 76th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Bulgaria?
- Over the last ten years it is down 38.8%. The long-run trend across the full record is falling.
- Where does this Bulgaria data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 21 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.