Bank lending-deposit spread in Bulgaria
Bulgaria: Bank lending-deposit spread was 4.32 in 2020. ▼ Falling
Bank lending-deposit spread in Bulgaria, 2000–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
The most recent figure for bank lending-deposit spread in Bulgaria is 4.32, measured in 2020. That is the lowest value across all 21 years on record.
Compared with earlier readings it is down 4.4% on the previous year and down 38.8% over ten years.
Over the whole period, bank lending-deposit spread in Bulgaria peaked at 8.2 in 2000 and was at its lowest, 4.32, in 2020.
That places Bulgaria 76th out of 124 countries with data for 2020, putting it in the middle of the range.
The long-run direction has been consistently falling across the 21 years of available data.
Bank lending-deposit spread in Bulgaria, year by year
| Year | Value | Change |
|---|---|---|
| 2000 | 8.2 | — |
| 2001 | 8.19 | -0.2% |
| 2002 | 6.4 | -21.8% |
| 2003 | 5.61 | -12.4% |
| 2004 | 5.82 | +3.8% |
| 2005 | 5.58 | -4.2% |
| 2006 | 5.72 | +2.6% |
| 2007 | 6.32 | +10.4% |
| 2008 | 6.42 | +1.6% |
| 2009 | 5.16 | -19.6% |
| 2010 | 7.07 | +37.0% |
| 2011 | 7.26 | +2.7% |
| 2012 | 6.63 | -8.7% |
| 2013 | 6.63 | +0.0% |
| 2014 | 6.61 | -0.4% |
| 2015 | 6.83 | +3.5% |
| 2016 | 6.22 | -9.0% |
| 2017 | 5.39 | -13.3% |
| 2018 | 4.94 | -8.5% |
| 2019 | 4.52 | -8.3% |
| 2020 | 4.32 | -4.4% |
Bulgaria compared with similar countries
- Bulgaria's 4.32 is above the median for high income countries, which is 3.8, 1.1× the median. (37 countries reporting)
- Bulgaria's 4.32 is above the median for Europe & Central Asia, which is 3.5, 1.2× the median. (23 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 6.34 | 5.16 | 8.2 | 10 |
| 2010s | 6.21 | 4.52 | 7.26 | 10 |
| 2020s | 4.32 | 4.32 | 4.32 | 1 |
Countries ranked near Bulgaria
More financial sector data for Bulgaria
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 20.89 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0008 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 15.25 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 20.89 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank lending-deposit spread in Bulgaria?
- Bank lending-deposit spread in Bulgaria was 4.32 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Bulgaria?
- The highest recorded value was 8.2 in 2000.
- What is the lowest bank lending-deposit spread recorded in Bulgaria?
- The lowest recorded value was 4.32 in 2020.
- How does Bulgaria rank for bank lending-deposit spread?
- Bulgaria ranks 76th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Bulgaria?
- Over the last ten years it is down 38.8%. The long-run trend across the full record is falling.
- Where does this Bulgaria data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 21 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.