Bank lending-deposit spread in Romania
Romania: Bank lending-deposit spread was 4.56 in 2020. ◆ Volatile
Bank lending-deposit spread in Romania, 1993–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
Romania recorded 4.56 for bank lending-deposit spread in 2020. That is the lowest value across all 28 years on record.
That represents a change of down 15.2% on the previous year and down 32.6% over ten years.
Over the whole period, bank lending-deposit spread in Romania peaked at 43.9 in 1993 and was at its lowest, 4.56, in 2020.
That places Romania 74th out of 124 countries with data for 2020, putting it in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 22.24 | 5.99 | 43.9 | 7 |
| 2000s | 12.38 | 5.29 | 20.74 | 10 |
| 2010s | 5.49 | 4.6 | 6.76 | 10 |
| 2020s | 4.56 | 4.56 | 4.56 | 1 |
Countries ranked near Romania
More financial sector data for Romania
- Domestic credit to private sector by banks 22.1% (2025)
- Total reserves in months of imports 5.53 (2025)
- Net domestic credit 604.19 billion current LCU (2025)
- Net foreign assets 381.24 billion current LCU (2025)
- Monetary Sector credit to private sector 22.1% (2025)
- Broad money 41.5% (2025)
- Claims on central government, etc. 6.9% (2025)
- Domestic credit to private sector 22.1% (2025)
- Official exchange rate 4.47 LCU per US$, period average (2025)
- Net migration -29,041 (2025)
Frequently asked questions
- What is bank lending-deposit spread in Romania?
- Bank lending-deposit spread in Romania was 4.56 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Romania?
- The highest recorded value was 43.9 in 1993.
- What is the lowest bank lending-deposit spread recorded in Romania?
- The lowest recorded value was 4.56 in 2020.
- How does Romania rank for bank lending-deposit spread?
- Romania ranks 74th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Romania?
- Over the last ten years it is down 32.6%. The long-run trend across the full record is volatile.
- Where does this Romania data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 28 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.