Bank lending-deposit spread in Hong Kong, China
Hong Kong, China: Bank lending-deposit spread was 4.94 in 2020. ▲ Rising
Bank lending-deposit spread in Hong Kong, China, 1994–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
The most recent figure for bank lending-deposit spread in Hong Kong, China is 4.94, measured in 2020.
The figure is down 0.5% on the previous year and down 1.0% over ten years.
Over the whole period, bank lending-deposit spread in Hong Kong, China peaked at 5.22 in 2006 and was at its lowest, 2.92, in 1997.
That places Hong Kong, China 71st out of 124 countries with data for 2020, putting it in the middle of the range.
The long-run direction has been consistently rising across the 27 years of available data.
Bank lending-deposit spread in Hong Kong, China, year by year
| Year | Value | Change |
|---|---|---|
| 1994 | 3.83 | — |
| 1995 | 3.27 | -14.8% |
| 1996 | 3.88 | +18.6% |
| 1997 | 2.92 | -24.7% |
| 1998 | 3.27 | +12.2% |
| 1999 | 4 | +22.2% |
| 2000 | 4.47 | +11.7% |
| 2001 | 4.47 | -0.1% |
| 2002 | 4.76 | +6.6% |
| 2003 | 4.93 | +3.7% |
| 2004 | 5 | +1.3% |
| 2005 | 4.95 | -1.0% |
| 2006 | 5.22 | +5.4% |
| 2007 | 5.14 | -1.5% |
| 2008 | 4.86 | -5.4% |
| 2009 | 4.99 | +2.6% |
| 2010 | 4.99 | +0.0% |
| 2011 | 4.99 | +0.0% |
| 2012 | 4.99 | +0.0% |
| 2013 | 4.99 | +0.0% |
| 2014 | 4.99 | +0.0% |
| 2015 | 4.99 | +0.0% |
| 2016 | 4.99 | +0.0% |
| 2017 | 4.99 | +0.0% |
| 2018 | 5 | +0.2% |
| 2019 | 4.97 | -0.6% |
| 2020 | 4.94 | -0.5% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 3.53 | 2.92 | 4 | 6 |
| 2000s | 4.88 | 4.47 | 5.22 | 10 |
| 2010s | 4.99 | 4.97 | 5 | 10 |
| 2020s | 4.94 | 4.94 | 4.94 | 1 |
Countries ranked near Hong Kong, China
More financial sector data for Hong Kong, China
- Net domestic credit (current LCU), per capita 1.09 million current LCU per person (2025)
- Net domestic credit (current LCU), per unit of GDP 19.14 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), annual growth rate 3.56 % change on previous year (2025)
- Gold reserves at 35 SDRs per ounce 2.35 million SDR (2025)
- Gold reserves at market value 213.69 million SDR (2025)
- Reserves excluding gold, foreign exchange 312.26 billion SDR (2025)
- Reserves excluding gold 317.08 billion SDR (2023)
- Total reserves (gold at market value) 317.18 billion SDR (2023)
- Total reserves (gold at national valuation) 317.18 billion SDR (2023)
- Total reserves (gold at national valuation) (SDR), per capita 42,088 SDR per person (2023)
Frequently asked questions
- What is bank lending-deposit spread in Hong Kong, China?
- Bank lending-deposit spread in Hong Kong, China was 4.94 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Hong Kong, China?
- The highest recorded value was 5.22 in 2006.
- What is the lowest bank lending-deposit spread recorded in Hong Kong, China?
- The lowest recorded value was 2.92 in 1997.
- How does Hong Kong, China rank for bank lending-deposit spread?
- Hong Kong, China ranks 71st out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Hong Kong, China?
- Over the last ten years it is down 1.0%. The long-run trend across the full record is rising.
- Where does this Hong Kong, China data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 27 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.