Bank lending-deposit spread in Panama
Panama: Bank lending-deposit spread was 4.96 in 2020. ▲ Rising
Bank lending-deposit spread in Panama, 1996–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
The most recent figure for bank lending-deposit spread in Panama is 4.96, measured in 2020.
The figure is up 0.8% on the previous year and up 6.1% over ten years.
Over the whole period, bank lending-deposit spread in Panama peaked at 6.59 in 2004 and was at its lowest, 3.41, in 2000.
That places Panama 70th out of 124 regions with data for 2020, putting it in the middle of the range.
The long-run direction has been consistently rising across the 25 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 3.91 | 3.47 | 4.42 | 4 |
| 2000s | 5.01 | 3.41 | 6.59 | 10 |
| 2010s | 5.12 | 4.66 | 5.82 | 10 |
| 2020s | 4.96 | 4.96 | 4.96 | 1 |
Countries ranked near Panama
More financial sector data for Panama
- Domestic credit to private sector by banks 66.8% (2025)
- Total reserves in months of imports 1.74 (2025)
- Net domestic credit 50.62 billion current LCU (2020)
- Net foreign assets 9.33 billion current LCU (2020)
- Monetary Sector credit to private sector 98.2% (2020)
- Broad money 76.2% (2008)
- Claims on central government, etc. -11.4% (2020)
- Domestic credit to private sector 100.2% (2020)
- Official exchange rate 1 LCU per US$, period average (2025)
- Net migration 6,151 (2025)
Frequently asked questions
- What is bank lending-deposit spread in Panama?
- Bank lending-deposit spread in Panama was 4.96 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Panama?
- The highest recorded value was 6.59 in 2004.
- What is the lowest bank lending-deposit spread recorded in Panama?
- The lowest recorded value was 3.41 in 2000.
- How does Panama rank for bank lending-deposit spread?
- Panama ranks 70th out of 124 regions with data for 2020.
- Is bank lending-deposit spread rising or falling in Panama?
- Over the last ten years it is up 6.1%. The long-run trend across the full record is rising.
- Where does this Panama data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 25 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.