Bank lending-deposit spread in Macao
Macao: Bank lending-deposit spread was 5.05 in 2020. ▲ Rising
Bank lending-deposit spread in Macao, 1986–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
Macao recorded 5.05 for bank lending-deposit spread in 2020.
That represents a change of down 1.2% on the previous year and down 3.4% over ten years.
Over the whole period, bank lending-deposit spread in Macao peaked at 5.91 in 2006 and was at its lowest, 3, in 1986.
Macao ranks 68th of 124 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 35 years of available data.
Bank lending-deposit spread in Macao, year by year
| Year | Value | Change |
|---|---|---|
| 1986 | 3 | — |
| 1987 | 3.12 | +4.2% |
| 1988 | 3.5 | +12.0% |
| 1989 | 3.5 | +0.0% |
| 1990 | 3.29 | -6.0% |
| 1991 | 3.54 | +7.6% |
| 1992 | 3.75 | +5.9% |
| 1993 | 3.75 | +0.0% |
| 1994 | 3.75 | -0.1% |
| 1995 | 3.97 | +6.0% |
| 1996 | 4.33 | +9.0% |
| 1997 | 3.51 | -19.0% |
| 1998 | 3.97 | +13.2% |
| 1999 | 4.16 | +4.7% |
| 2000 | 4.56 | +9.6% |
| 2001 | 5.4 | +18.5% |
| 2002 | 5.48 | +1.4% |
| 2003 | 5.68 | +3.7% |
| 2004 | 5.89 | +3.7% |
| 2005 | 5.47 | -7.1% |
| 2006 | 5.91 | +8.1% |
| 2007 | 4.96 | -16.2% |
| 2008 | 4.33 | -12.7% |
| 2009 | 5.22 | +20.7% |
| 2010 | 5.23 | +0.2% |
| 2011 | 5.2 | -0.7% |
| 2012 | 5.19 | -0.2% |
| 2013 | 5.21 | +0.4% |
| 2014 | 5.2 | -0.1% |
| 2015 | 5.21 | +0.2% |
| 2016 | 5.21 | +0.0% |
| 2017 | 5.2 | -0.1% |
| 2018 | 5.19 | -0.3% |
| 2019 | 5.12 | -1.4% |
| 2020 | 5.05 | -1.2% |
Macao compared with similar countries
- Macao's 5.05 is above the median for high income countries, which is 3.8, 1.3× the median. (37 countries reporting)
- Macao's 5.05 is above the median for East Asia & Pacific, which is 4.94, 1.0× the median. (25 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 3.28 | 3 | 3.5 | 4 |
| 1990s | 3.8 | 3.29 | 4.33 | 10 |
| 2000s | 5.29 | 4.33 | 5.91 | 10 |
| 2010s | 5.2 | 5.12 | 5.23 | 10 |
| 2020s | 5.05 | 5.05 | 5.05 | 1 |
Countries ranked near Macao
More financial sector data for Macao
- Reserves excluding gold, foreign exchange (SDR), annual growth rate -0.7352 % change on previous year (2025)
- Reserves excluding gold, foreign exchange (SDR), per unit of GDP 0.4297 SDR per US$ of GDP (2025)
- Reserves excluding gold, foreign exchange (SDR), per capita 32,616 SDR per person (2025)
- Reserves excluding gold (SDR), annual growth rate -0.7352 % change on previous year (2025)
- Reserves excluding gold (SDR), per capita 32,616 SDR per person (2025)
- Total reserves (gold at market value) (SDR), annual growth rate -0.7352 % change on previous year (2025)
- Total reserves (gold at market value) (SDR), per capita 32,616 SDR per person (2025)
- Total reserves (gold at national valuation) (SDR), annual growth rate -0.7352 % change on previous year (2025)
- Total reserves (gold at national valuation) (SDR), per capita 32,616 SDR per person (2025)
- Total reserves in months of imports, annual growth rate 5.92 % change on previous year (2024)
Frequently asked questions
- What is bank lending-deposit spread in Macao?
- Bank lending-deposit spread in Macao was 5.05 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Macao?
- The highest recorded value was 5.91 in 2006.
- What is the lowest bank lending-deposit spread recorded in Macao?
- The lowest recorded value was 3 in 1986.
- How does Macao rank for bank lending-deposit spread?
- Macao ranks 68th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Macao?
- Over the last ten years it is down 3.4%. The long-run trend across the full record is rising.
- Where does this Macao data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 35 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.