Bank lending-deposit spread in Macao
Macao: Bank lending-deposit spread was 5.05 in 2020. ▲ Rising
Bank lending-deposit spread in Macao, 1986–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
Macao recorded 5.05 for bank lending-deposit spread in 2020.
That represents a change of down 1.2% on the previous year and down 3.4% over ten years.
Over the whole period, bank lending-deposit spread in Macao peaked at 5.91 in 2006 and was at its lowest, 3, in 1986.
Macao ranks 68th of 124 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 35 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 3.28 | 3 | 3.5 | 4 |
| 1990s | 3.8 | 3.29 | 4.33 | 10 |
| 2000s | 5.29 | 4.33 | 5.91 | 10 |
| 2010s | 5.2 | 5.12 | 5.23 | 10 |
| 2020s | 5.05 | 5.05 | 5.05 | 1 |
Countries ranked near Macao
More financial sector data for Macao
- Domestic credit to private sector by banks 117.0% (2025)
- Total reserves in months of imports 9 (2024)
- Net domestic credit 171.39 billion current LCU (2025)
- Net foreign assets 882.53 billion current LCU (2025)
- Monetary Sector credit to private sector 117.0% (2025)
- Broad money 201.2% (2025)
- Claims on central government, etc. -79.5% (2025)
- Domestic credit to private sector 117.0% (2025)
- Official exchange rate 8.03 LCU per US$, period average (2025)
- Net migration -328 (2025)
Frequently asked questions
- What is bank lending-deposit spread in Macao?
- Bank lending-deposit spread in Macao was 5.05 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Macao?
- The highest recorded value was 5.91 in 2006.
- What is the lowest bank lending-deposit spread recorded in Macao?
- The lowest recorded value was 3 in 1986.
- How does Macao rank for bank lending-deposit spread?
- Macao ranks 68th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Macao?
- Over the last ten years it is down 3.4%. The long-run trend across the full record is rising.
- Where does this Macao data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 35 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.