Hong Kong, China vs Macau, China: Bank lending-deposit spread

Hong Kong, China
4.94
in 2020
Macau, China
5.05
in 2020
Hong Kong, China rank
71st
Macau, China rank
68th

Bank lending-deposit spread over time

  • Hong Kong, China
  • Macau, China
0246198620032020

How they compare

Macau, China currently reports 5.05 against 4.94 in Hong Kong, China, a difference of 0.11.

The two have swapped places 3 times across 27 shared years of data; in 1994 it was Hong Kong, China ahead.

Hong Kong, China ranks 71st and Macau, China ranks 68th of 124 countries.

Macau, China has averaged higher in every one of the 4 decades both report.

Head to head by decade

Decade Hong Kong, China Macau, China Difference Ahead
1990s 3.53 3.95 0.4168 Macau, China
2000s 4.88 5.29 0.4106 Macau, China
2010s 4.99 5.2 0.2068 Macau, China
2020s 4.94 5.05 0.1116 Macau, China

Averages of every year both report within each decade.

Frequently asked questions

Which has higher bank lending-deposit spread, Hong Kong, China or Macau, China?
Macau, China, at 5.05 against 4.94 in Hong Kong, China as of 2020.
What is the difference in bank lending-deposit spread between Hong Kong, China and Macau, China?
0.11, with Macau, China ahead.
How many years of comparable data are there for Hong Kong, China and Macau, China?
27 years are reported by both, from 1994 to 2020.
How do Hong Kong, China and Macau, China rank globally for bank lending-deposit spread?
Hong Kong, China ranks 71st and Macau, China ranks 68th of 124 countries.
Where does this data come from?
International Financial Statistics (IFS), International Monetary Fund (IMF), published as Bank lending-deposit spread. Statizoid refreshes it automatically from the source and publishes the full history for both places.

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Hong Kong, China vs Macau, China: Bank lending-deposit spread. Statizoid, drawing on International Financial Statistics (IFS), International Monetary Fund (IMF). Retrieved 07 September 2026, from https://financial-sector.statizoid.com/compare/bank-lending-deposit-spread/hong-kong-sar-china/macao-sar-china/

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About this data

Indicator
Bank lending-deposit spread
Source
International Financial Statistics (IFS), International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
124 places, 3,456 data points, 1980–2020
Last refreshed

Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.