Bank lending-deposit spread in Mexico
Mexico: Bank lending-deposit spread was 4.88 in 2020. ◆ Volatile
Bank lending-deposit spread in Mexico, 1993–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
Mexico recorded 4.88 for bank lending-deposit spread in 2020.
That represents a change of down 0.5% on the previous year and up 19.9% over ten years.
Over the whole period, bank lending-deposit spread in Mexico peaked at 19.61 in 1995 and was at its lowest, 1.54, in 1993.
That places Mexico 72nd out of 124 countries with data for 2020, putting it in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Bank lending-deposit spread in Mexico, year by year
| Year | Value | Change |
|---|---|---|
| 1993 | 1.54 | — |
| 1994 | 4.27 | +177.5% |
| 1995 | 19.61 | +359.1% |
| 1996 | 9.98 | -49.1% |
| 1997 | 5.78 | -42.1% |
| 1998 | 10.9 | +88.8% |
| 1999 | 12.14 | +11.3% |
| 2000 | 8.67 | -28.6% |
| 2001 | 6.56 | -24.3% |
| 2002 | 4.45 | -32.1% |
| 2003 | 3.94 | -11.6% |
| 2004 | 4.74 | +20.5% |
| 2005 | 6.24 | +31.5% |
| 2006 | 4.22 | -32.4% |
| 2007 | 4.36 | +3.3% |
| 2008 | 5.66 | +30.0% |
| 2009 | 5.05 | -10.8% |
| 2010 | 4.07 | -19.5% |
| 2011 | 3.96 | -2.8% |
| 2012 | 3.6 | -9.0% |
| 2013 | 2.94 | -18.3% |
| 2014 | 2.71 | -7.7% |
| 2015 | 2.85 | +5.1% |
| 2016 | 3.47 | +21.6% |
| 2017 | 4.64 | +33.7% |
| 2018 | 4.77 | +2.9% |
| 2019 | 4.9 | +2.8% |
| 2020 | 4.88 | -0.5% |
Mexico compared with similar countries
- Mexico's 4.88 is below the median for upper middle income countries, which is 5.5, 89% of the median. (45 countries reporting)
- Mexico's 4.88 is below the median for Latin America & Caribbean, which is 6.26, 78% of the median. (31 countries reporting)
Biggest year-on-year movements
Years where Bank lending-deposit spread in Mexico changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 1995 | +359.1% | 4.27 | 19.61 |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 9.17 | 1.54 | 19.61 | 7 |
| 2000s | 5.39 | 3.94 | 8.67 | 10 |
| 2010s | 3.79 | 2.71 | 4.9 | 10 |
| 2020s | 4.88 | 4.88 | 4.88 | 1 |
Countries ranked near Mexico
More financial sector data for Mexico
- Reserve position in the IMF, US dollar, annual growth rate 14.41 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 24.82 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 8.95 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0013 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 18.13 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 14.41 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0018 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 24.82 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 8.95 % change on previous year (2025)
Frequently asked questions
- What is bank lending-deposit spread in Mexico?
- Bank lending-deposit spread in Mexico was 4.88 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Mexico?
- The highest recorded value was 19.61 in 1995.
- What is the lowest bank lending-deposit spread recorded in Mexico?
- The lowest recorded value was 1.54 in 1993.
- How does Mexico rank for bank lending-deposit spread?
- Mexico ranks 72nd out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Mexico?
- Over the last ten years it is up 19.9%. The long-run trend across the full record is volatile.
- Where does this Mexico data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
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About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.