Bank lending-deposit spread in Moldova
Moldova: Bank lending-deposit spread was 4.35 in 2020. ▼ Falling
Bank lending-deposit spread in Moldova, 1995–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
The most recent figure for bank lending-deposit spread in Moldova is 4.35, measured in 2020.
The figure is up 19.3% on the previous year and down 49.9% over ten years.
Over the whole period, bank lending-deposit spread in Moldova peaked at 14.28 in 1995 and was at its lowest, 2.18, in 2015.
That places Moldova 75th out of 124 countries with data for 2020, putting it in the middle of the range.
The long-run direction has been consistently falling across the 26 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 10.5 | 7.99 | 14.28 | 5 |
| 2000s | 6.34 | 3.13 | 9.32 | 10 |
| 2010s | 5 | 2.18 | 8.69 | 10 |
| 2020s | 4.35 | 4.35 | 4.35 | 1 |
Countries ranked near Moldova
More financial sector data for Moldova
- Domestic credit to private sector by banks 28.2% (2025)
- Total reserves in months of imports 5.4 (2025)
- Net domestic credit 110.07 billion current LCU (2025)
- Net foreign assets 119.81 billion current LCU (2025)
- Monetary Sector credit to private sector 28.2% (2025)
- Broad money 53.9% (2025)
- Claims on central government, etc. 1.3% (2025)
- Domestic credit to private sector 29.3% (2024)
- Official exchange rate 17.38 LCU per US$, period average (2025)
- Net migration -29,766 (2025)
Frequently asked questions
- What is bank lending-deposit spread in Moldova?
- Bank lending-deposit spread in Moldova was 4.35 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Moldova?
- The highest recorded value was 14.28 in 1995.
- What is the lowest bank lending-deposit spread recorded in Moldova?
- The lowest recorded value was 2.18 in 2015.
- How does Moldova rank for bank lending-deposit spread?
- Moldova ranks 75th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Moldova?
- Over the last ten years it is down 49.9%. The long-run trend across the full record is falling.
- Where does this Moldova data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 26 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.