Bank lending-deposit spread in Botswana
Botswana: Bank lending-deposit spread was 4.19 in 2020. ◆ Volatile
Bank lending-deposit spread in Botswana, 1980–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
In 2020, bank lending-deposit spread in Botswana stood at 4.19.
Compared with earlier readings it is down 12.7% on the previous year and down 28.4% over ten years.
Over the whole period, bank lending-deposit spread in Botswana peaked at 13.46 in 1982 and was at its lowest, 0.4333, in 1991.
Botswana ranks 77th of 124 countries on this measure, in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 3.36 | 0.9583 | 13.46 | 10 |
| 1990s | 3.32 | 0.4333 | 5.68 | 10 |
| 2000s | 6.57 | 5.66 | 7.87 | 10 |
| 2010s | 5.85 | 4.8 | 7.39 | 10 |
| 2020s | 4.19 | 4.19 | 4.19 | 1 |
Countries ranked near Botswana
More financial sector data for Botswana
- Domestic credit to private sector by banks 33.1% (2025)
- Total reserves in months of imports 4.76 (2024)
- Net domestic credit 119.01 billion current LCU (2025)
- Net foreign assets 60.03 billion current LCU (2025)
- Monetary Sector credit to private sector 33.2% (2025)
- Broad money 44.1% (2024)
- Claims on central government, etc. 17.4% (2025)
- Domestic credit to private sector 33.2% (2025)
- Official exchange rate 13.5 LCU per US$, period average (2025)
- Net migration -5,665 (2025)
Frequently asked questions
- What is bank lending-deposit spread in Botswana?
- Bank lending-deposit spread in Botswana was 4.19 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Botswana?
- The highest recorded value was 13.46 in 1982.
- What is the lowest bank lending-deposit spread recorded in Botswana?
- The lowest recorded value was 0.4333 in 1991.
- How does Botswana rank for bank lending-deposit spread?
- Botswana ranks 77th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Botswana?
- Over the last ten years it is down 28.4%. The long-run trend across the full record is volatile.
- Where does this Botswana data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
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About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.