Bank lending-deposit spread in Botswana
Botswana: Bank lending-deposit spread was 4.19 in 2020. ◆ Volatile
Bank lending-deposit spread in Botswana, 1980–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
In 2020, bank lending-deposit spread in Botswana stood at 4.19.
Compared with earlier readings it is down 12.7% on the previous year and down 28.4% over ten years.
Over the whole period, bank lending-deposit spread in Botswana peaked at 13.46 in 1982 and was at its lowest, 0.4333, in 1991.
Botswana ranks 77th of 124 countries on this measure, in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Bank lending-deposit spread in Botswana, year by year
| Year | Value | Change |
|---|---|---|
| 1980 | 3.48 | — |
| 1981 | 0.9583 | -72.4% |
| 1982 | 13.46 | +1304.3% |
| 1983 | 1.5 | -88.9% |
| 1984 | 2 | +33.3% |
| 1985 | 2.5 | +25.0% |
| 1986 | 2.33 | -6.7% |
| 1987 | 2.5 | +7.1% |
| 1988 | 2.83 | +13.3% |
| 1989 | 2.08 | -26.5% |
| 1990 | 1.76 | -15.5% |
| 1991 | 0.4333 | -75.4% |
| 1992 | 1.5 | +246.2% |
| 1993 | 1.43 | -4.9% |
| 1994 | 3.33 | +133.7% |
| 1995 | 4.63 | +39.0% |
| 1996 | 4.82 | +4.2% |
| 1997 | 4.43 | -8.1% |
| 1998 | 5.22 | +17.7% |
| 1999 | 5.68 | +8.8% |
| 2000 | 6.06 | +6.8% |
| 2001 | 5.66 | -6.6% |
| 2002 | 5.75 | +1.6% |
| 2003 | 6.45 | +12.2% |
| 2004 | 5.9 | -8.6% |
| 2005 | 6.48 | +9.9% |
| 2006 | 7.59 | +17.0% |
| 2007 | 7.6 | +0.1% |
| 2008 | 7.87 | +3.6% |
| 2009 | 6.29 | -20.1% |
| 2010 | 5.86 | -6.8% |
| 2011 | 5.85 | -0.1% |
| 2012 | 7.39 | +26.3% |
| 2013 | 7.08 | -4.2% |
| 2014 | 6.47 | -8.7% |
| 2015 | 5.45 | -15.7% |
| 2016 | 5.18 | -5.0% |
| 2017 | 5.43 | +4.9% |
| 2018 | 4.98 | -8.3% |
| 2019 | 4.8 | -3.5% |
| 2020 | 4.19 | -12.7% |
Botswana compared with similar countries
- Botswana's 4.19 is below the median for upper middle income countries, which is 5.5, 76% of the median. (45 countries reporting)
- Botswana's 4.19 is below the median for Sub-Saharan Africa, which is 8.22, 51% of the median. (27 countries reporting)
Biggest year-on-year movements
Years where Bank lending-deposit spread in Botswana changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 1982 | +1304.3% | 0.9583 | 13.46 |
| 1992 | +246.2% | 0.4333 | 1.5 |
| 1994 | +133.7% | 1.43 | 3.33 |
| 1983 | -88.9% | 13.46 | 1.5 |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 3.36 | 0.9583 | 13.46 | 10 |
| 1990s | 3.32 | 0.4333 | 5.68 | 10 |
| 2000s | 6.57 | 5.66 | 7.87 | 10 |
| 2010s | 5.85 | 4.8 | 7.39 | 10 |
| 2020s | 4.19 | 4.19 | 4.19 | 1 |
Countries ranked near Botswana
More financial sector data for Botswana
- Reserve position in the IMF, US dollar, annual growth rate 4.92 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0034 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 26.64 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate -0.0848 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0025 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 19.45 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 4.92 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0034 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 26.64 units per person (2025)
- Reserve tranche position, SDR, annual growth rate -0.0848 % change on previous year (2025)
Frequently asked questions
- What is bank lending-deposit spread in Botswana?
- Bank lending-deposit spread in Botswana was 4.19 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Botswana?
- The highest recorded value was 13.46 in 1982.
- What is the lowest bank lending-deposit spread recorded in Botswana?
- The lowest recorded value was 0.4333 in 1991.
- How does Botswana rank for bank lending-deposit spread?
- Botswana ranks 77th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Botswana?
- Over the last ten years it is down 28.4%. The long-run trend across the full record is volatile.
- Where does this Botswana data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 41 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.