Bank lending-deposit spread in Costa Rica
Costa Rica: Bank lending-deposit spread was 4.05 in 2020. β² Rising
Bank lending-deposit spread in Costa Rica, 1982β2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
Costa Rica recorded 4.05 for bank lending-deposit spread in 2020.
Compared with earlier readings it is down 1.4% on the previous year and down 65.5% over ten years.
Over the whole period, bank lending-deposit spread in Costa Rica peaked at 15.3 in 1994 and was at its lowest, 3.5, in 1984.
Costa Rica ranks 79th of 124 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 39 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 7.54 | 3.5 | 13.55 | 8 |
| 1990s | 11.64 | 8.98 | 15.3 | 10 |
| 2000s | 12.54 | 6.45 | 15.17 | 10 |
| 2010s | 10.23 | 4.11 | 13.47 | 10 |
| 2020s | 4.05 | 4.05 | 4.05 | 1 |
Countries ranked near Costa Rica
More financial sector data for Costa Rica
- Gold reserves at 35 SDRs per ounce 0 SDR (2025)
- Gold reserves at market value 0 SDR (2025)
- Reserves excluding gold, foreign exchange 11.97 billion SDR (2025)
- Reserves excluding gold 12.48 billion SDR (2025)
- Net domestic credit (current LCU), annual growth rate 0.4016 % change on previous year (2025)
- Net domestic credit (current LCU), per unit of GDP 289.83 current LCU per US$ of GDP (2025)
- Net domestic credit (current LCU), per capita 5.79 million current LCU per person (2025)
- Total reserves (gold at market value) 12.48 billion SDR (2025)
- Total reserves (gold at national valuation) 12.48 billion SDR (2025)
- Domestic credit to private sector by banks 50.0% (2025)
Frequently asked questions
- What is bank lending-deposit spread in Costa Rica?
- Bank lending-deposit spread in Costa Rica was 4.05 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Costa Rica?
- The highest recorded value was 15.3 in 1994.
- What is the lowest bank lending-deposit spread recorded in Costa Rica?
- The lowest recorded value was 3.5 in 1984.
- How does Costa Rica rank for bank lending-deposit spread?
- Costa Rica ranks 79th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Costa Rica?
- Over the last ten years it is down 65.5%. The long-run trend across the full record is rising.
- Where does this Costa Rica data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV Β· JSON β 39 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMFβs International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.