Bank lending-deposit spread in Costa Rica
Costa Rica: Bank lending-deposit spread was 4.05 in 2020. ▲ Rising
Bank lending-deposit spread in Costa Rica, 1982–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
Costa Rica recorded 4.05 for bank lending-deposit spread in 2020.
Compared with earlier readings it is down 1.4% on the previous year and down 65.5% over ten years.
Over the whole period, bank lending-deposit spread in Costa Rica peaked at 15.3 in 1994 and was at its lowest, 3.5, in 1984.
Costa Rica ranks 79th of 124 countries on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 39 years of available data.
Bank lending-deposit spread in Costa Rica, year by year
| Year | Value | Change |
|---|---|---|
| 1982 | 6.71 | — |
| 1983 | 3.75 | -44.1% |
| 1984 | 3.5 | -6.7% |
| 1985 | 4.42 | +26.2% |
| 1986 | 5.13 | +16.1% |
| 1987 | 9.77 | +90.6% |
| 1988 | 13.51 | +38.3% |
| 1989 | 13.55 | +0.3% |
| 1990 | 11.4 | -15.9% |
| 1991 | 11.56 | +1.4% |
| 1992 | 12.66 | +9.5% |
| 1993 | 13.12 | +3.7% |
| 1994 | 15.3 | +16.6% |
| 1995 | 12.82 | -16.2% |
| 1996 | 8.98 | -29.9% |
| 1997 | 9.45 | +5.2% |
| 1998 | 9.72 | +2.8% |
| 1999 | 11.43 | +17.6% |
| 2000 | 11.51 | +0.7% |
| 2001 | 12.06 | +4.8% |
| 2002 | 14.96 | +24.0% |
| 2003 | 15.17 | +1.4% |
| 2004 | 13.91 | -8.3% |
| 2005 | 14.51 | +4.3% |
| 2006 | 12.42 | -14.4% |
| 2007 | 6.45 | -48.1% |
| 2008 | 11.68 | +81.1% |
| 2009 | 12.76 | +9.3% |
| 2010 | 11.77 | -7.8% |
| 2011 | 12.14 | +3.1% |
| 2012 | 13.47 | +11.0% |
| 2013 | 11.31 | -16.1% |
| 2014 | 11.58 | +2.4% |
| 2015 | 11.86 | +2.4% |
| 2016 | 10.43 | -12.1% |
| 2017 | 8.57 | -17.8% |
| 2018 | 7.11 | -17.1% |
| 2019 | 4.11 | -42.2% |
| 2020 | 4.05 | -1.4% |
Costa Rica compared with similar countries
- Costa Rica's 4.05 is above the median for high income countries, which is 3.8, 1.1× the median. (37 countries reporting)
- Costa Rica's 4.05 is below the median for Latin America & Caribbean, which is 6.26, 65% of the median. (31 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 7.54 | 3.5 | 13.55 | 8 |
| 1990s | 11.64 | 8.98 | 15.3 | 10 |
| 2000s | 12.54 | 6.45 | 15.17 | 10 |
| 2010s | 10.23 | 4.11 | 13.47 | 10 |
| 2020s | 4.05 | 4.05 | 4.05 | 1 |
Countries ranked near Costa Rica
More financial sector data for Costa Rica
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.0009 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 18.96 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0007 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 13.85 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.0009 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 18.96 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank lending-deposit spread in Costa Rica?
- Bank lending-deposit spread in Costa Rica was 4.05 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Costa Rica?
- The highest recorded value was 15.3 in 1994.
- What is the lowest bank lending-deposit spread recorded in Costa Rica?
- The lowest recorded value was 3.5 in 1984.
- How does Costa Rica rank for bank lending-deposit spread?
- Costa Rica ranks 79th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Costa Rica?
- Over the last ten years it is down 65.5%. The long-run trend across the full record is rising.
- Where does this Costa Rica data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
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About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.