Bank lending-deposit spread in Indonesia
Indonesia: Bank lending-deposit spread was 4.04 in 2020. ▲ Rising
Bank lending-deposit spread in Indonesia, 1990–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
Indonesia recorded 4.04 for bank lending-deposit spread in 2020.
The figure is up 9.9% on the previous year and down 35.2% over ten years.
Over the whole period, bank lending-deposit spread in Indonesia peaked at 7.68 in 2004 and was at its lowest, 1.8, in 1997.
That places Indonesia 81st out of 124 countries with data for 2020, putting it in the middle of the range.
The long-run direction has been consistently rising across the 30 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 3.23 | 1.8 | 6.04 | 9 |
| 2000s | 5.32 | 3.07 | 7.68 | 10 |
| 2010s | 4.85 | 3.68 | 6.24 | 10 |
| 2020s | 4.04 | 4.04 | 4.04 | 1 |
Countries ranked near Indonesia
More financial sector data for Indonesia
- Domestic credit to private sector by banks 31.8% (2025)
- Total reserves in months of imports 5.51 (2025)
- Net domestic credit 11,424.30 trillion current LCU (2025)
- Net foreign assets 2,159.04 trillion current LCU (2025)
- Monetary Sector credit to private sector 31.8% (2025)
- Broad money 42.5% (2025)
- Claims on central government, etc. 12.3% (2025)
- Domestic credit to private sector 36.3% (2025)
- Official exchange rate 16,478 LCU per US$, period average (2025)
- Net migration -39,509 (2025)
Frequently asked questions
- What is bank lending-deposit spread in Indonesia?
- Bank lending-deposit spread in Indonesia was 4.04 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Indonesia?
- The highest recorded value was 7.68 in 2004.
- What is the lowest bank lending-deposit spread recorded in Indonesia?
- The lowest recorded value was 1.8 in 1997.
- How does Indonesia rank for bank lending-deposit spread?
- Indonesia ranks 81st out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Indonesia?
- Over the last ten years it is down 35.2%. The long-run trend across the full record is rising.
- Where does this Indonesia data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 30 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.