Bank lending-deposit spread in Egypt
Egypt: Bank lending-deposit spread was 3.58 in 2020. ▬ Flat
Bank lending-deposit spread in Egypt, 1980–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
Egypt recorded 3.58 for bank lending-deposit spread in 2020. That is the lowest value across all 41 years on record.
The figure is down 30.6% on the previous year and down 25.0% over ten years.
Over the whole period, bank lending-deposit spread in Egypt peaked at 8.33 in 1992 and was at its lowest, 3.58, in 2020.
That places Egypt 84th out of 124 countries with data for 2020, putting it in the middle of the range.
Bank lending-deposit spread in Egypt, year by year
| Year | Value | Change |
|---|---|---|
| 1980 | 5 | — |
| 1981 | 5 | +0.0% |
| 1982 | 4 | -20.0% |
| 1983 | 4 | +0.0% |
| 1984 | 4 | +0.0% |
| 1985 | 4 | +0.0% |
| 1986 | 4 | +0.0% |
| 1987 | 5.33 | +33.3% |
| 1988 | 6 | +12.5% |
| 1989 | 6.67 | +11.1% |
| 1990 | 7 | +5.0% |
| 1991 | 7.85 | +12.1% |
| 1992 | 8.33 | +6.1% |
| 1993 | 6.3 | -24.4% |
| 1994 | 4.68 | -25.7% |
| 1995 | 5.55 | +18.7% |
| 1996 | 5.04 | -9.2% |
| 1997 | 3.96 | -21.5% |
| 1998 | 3.65 | -7.6% |
| 1999 | 3.75 | +2.6% |
| 2000 | 3.76 | +0.3% |
| 2001 | 3.83 | +2.0% |
| 2002 | 4.46 | +16.3% |
| 2003 | 5.31 | +19.1% |
| 2004 | 5.65 | +6.4% |
| 2005 | 5.92 | +4.7% |
| 2006 | 6.58 | +11.3% |
| 2007 | 6.41 | -2.7% |
| 2008 | 5.74 | -10.4% |
| 2009 | 5.48 | -4.5% |
| 2010 | 4.78 | -12.9% |
| 2011 | 4.29 | -10.1% |
| 2012 | 4.36 | +1.6% |
| 2013 | 4.61 | +5.7% |
| 2014 | 4.79 | +4.0% |
| 2015 | 4.72 | -1.6% |
| 2016 | 5.74 | +21.7% |
| 2017 | 6.08 | +6.0% |
| 2018 | 6 | -1.4% |
| 2019 | 5.17 | -13.9% |
| 2020 | 3.58 | -30.6% |
Egypt compared with similar countries
- Egypt's 3.58 is below the median for lower middle income countries, which is 7.06, 51% of the median. (31 countries reporting)
- Egypt's 3.58 is above the median for Middle East, North Africa, Afghanistan & Pakistan, which is 3.41, 1.1× the median. (13 countries reporting)
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 4.8 | 4 | 6.67 | 10 |
| 1990s | 5.61 | 3.65 | 8.33 | 10 |
| 2000s | 5.31 | 3.76 | 6.58 | 10 |
| 2010s | 5.05 | 4.29 | 6.08 | 10 |
| 2020s | 3.58 | 3.58 | 3.58 | 1 |
Countries ranked near Egypt
More financial sector data for Egypt
- Reserve position in the IMF, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve position in the IMF, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve position in the IMF, US dollar, per capita 3.16 units per person (2025)
- Reserve position in the IMF, SDR, annual growth rate 0 % change on previous year (2025)
- Reserve position in the IMF, SDR, per unit of GDP 0.0007 units per US$ of GDP (2025)
- Reserve position in the IMF, SDR, per capita 2.31 units per person (2025)
- Reserve tranche position, US dollar, annual growth rate 5.01 % change on previous year (2025)
- Reserve tranche position, US dollar, per unit of GDP 0.001 units per US$ of GDP (2025)
- Reserve tranche position, US dollar, per capita 3.16 units per person (2025)
- Reserve tranche position, SDR, annual growth rate 0 % change on previous year (2025)
Frequently asked questions
- What is bank lending-deposit spread in Egypt?
- Bank lending-deposit spread in Egypt was 3.58 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Egypt?
- The highest recorded value was 8.33 in 1992.
- What is the lowest bank lending-deposit spread recorded in Egypt?
- The lowest recorded value was 3.58 in 2020.
- How does Egypt rank for bank lending-deposit spread?
- Egypt ranks 84th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Egypt?
- Over the last ten years it is down 25.0%. The long-run trend across the full record is flat.
- Where does this Egypt data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 41 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.