Bank lending-deposit spread in Egypt
Egypt: Bank lending-deposit spread was 3.58 in 2020. ▬ Flat
Bank lending-deposit spread in Egypt, 1980–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
Egypt recorded 3.58 for bank lending-deposit spread in 2020. That is the lowest value across all 41 years on record.
The figure is down 30.6% on the previous year and down 25.0% over ten years.
Over the whole period, bank lending-deposit spread in Egypt peaked at 8.33 in 1992 and was at its lowest, 3.58, in 2020.
That places Egypt 84th out of 124 countries with data for 2020, putting it in the middle of the range.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 4.8 | 4 | 6.67 | 10 |
| 1990s | 5.61 | 3.65 | 8.33 | 10 |
| 2000s | 5.31 | 3.76 | 6.58 | 10 |
| 2010s | 5.05 | 4.29 | 6.08 | 10 |
| 2020s | 3.58 | 3.58 | 3.58 | 1 |
Countries ranked near Egypt
More financial sector data for Egypt
- Domestic credit to private sector by banks 25.8% (2025)
- Total reserves in months of imports 4.36 (2025)
- Net domestic credit 18.29 trillion current LCU (2025)
- Net foreign assets 1.11 trillion current LCU (2025)
- Monetary Sector credit to private sector 25.8% (2025)
- Broad money 77.3% (2025)
- Claims on central government, etc. 48.2% (2025)
- Domestic credit to private sector 25.8% (2025)
- Official exchange rate 49.23 LCU per US$, period average (2025)
- Net migration -57,305 (2025)
Frequently asked questions
- What is bank lending-deposit spread in Egypt?
- Bank lending-deposit spread in Egypt was 3.58 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Egypt?
- The highest recorded value was 8.33 in 1992.
- What is the lowest bank lending-deposit spread recorded in Egypt?
- The lowest recorded value was 3.58 in 2020.
- How does Egypt rank for bank lending-deposit spread?
- Egypt ranks 84th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Egypt?
- Over the last ten years it is down 25.0%. The long-run trend across the full record is flat.
- Where does this Egypt data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 41 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.