Bank lending-deposit spread in Namibia
Namibia: Bank lending-deposit spread was 3.56 in 2020. ▼ Falling
Bank lending-deposit spread in Namibia, 1991–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
The most recent figure for bank lending-deposit spread in Namibia is 3.56, measured in 2020. That is the lowest value across all 30 years on record.
Compared with earlier readings it is down 14.5% on the previous year and down 24.5% over ten years.
Over the whole period, bank lending-deposit spread in Namibia peaked at 10.59 in 1991 and was at its lowest, 3.56, in 2020.
Namibia ranks 85th of 124 countries on this measure, in the middle of the range.
The long-run direction has been consistently falling across the 30 years of available data.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 8.1 | 6.6 | 10.59 | 9 |
| 2000s | 5.75 | 4.37 | 7.89 | 10 |
| 2010s | 4.38 | 4.14 | 4.72 | 10 |
| 2020s | 3.56 | 3.56 | 3.56 | 1 |
Countries ranked near Namibia
More financial sector data for Namibia
- Domestic credit to private sector by banks 46.1% (2025)
- Total reserves in months of imports 3.96 (2024)
- Net domestic credit 179.55 billion current LCU (2025)
- Net foreign assets 74.34 billion current LCU (2025)
- Monetary Sector credit to private sector 46.2% (2025)
- Broad money 72.6% (2021)
- Claims on central government, etc. 18.1% (2025)
- Domestic credit to private sector 55.1% (2024)
- Official exchange rate 17.89 LCU per US$, period average (2025)
- Net migration 1,866 (2025)
Frequently asked questions
- What is bank lending-deposit spread in Namibia?
- Bank lending-deposit spread in Namibia was 3.56 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Namibia?
- The highest recorded value was 10.59 in 1991.
- What is the lowest bank lending-deposit spread recorded in Namibia?
- The lowest recorded value was 3.56 in 2020.
- How does Namibia rank for bank lending-deposit spread?
- Namibia ranks 85th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Namibia?
- Over the last ten years it is down 24.5%. The long-run trend across the full record is falling.
- Where does this Namibia data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 30 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.