Bank lending-deposit spread in Armenia
Armenia: Bank lending-deposit spread was 3.5 in 2020. ◆ Volatile
Bank lending-deposit spread in Armenia, 1995–2020
Source: International Financial Statistics (IFS), International Monetary Fund (IMF).
Analysis
The most recent figure for bank lending-deposit spread in Armenia is 3.5, measured in 2020.
The figure is down 4.2% on the previous year and down 65.8% over ten years.
Over the whole period, bank lending-deposit spread in Armenia peaked at 39.92 in 1995 and was at its lowest, 3.44, in 2015.
Armenia ranks 88th of 124 countries on this measure, in the middle of the range.
The series is highly variable year to year, so single readings are best treated with caution.
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1990s | 27.46 | 11.5 | 39.92 | 5 |
| 2000s | 11.92 | 10.11 | 13.95 | 10 |
| 2010s | 6.06 | 3.44 | 10.25 | 10 |
| 2020s | 3.5 | 3.5 | 3.5 | 1 |
Countries ranked near Armenia
More financial sector data for Armenia
- Domestic credit to private sector by banks 68.7% (2025)
- Total reserves in months of imports 3.41 (2025)
- Net domestic credit 9.58 trillion current LCU (2025)
- Net foreign assets 305.82 billion current LCU (2025)
- Monetary Sector credit to private sector 70.4% (2025)
- Broad money 61.3% (2025)
- Claims on central government, etc. 12.3% (2025)
- Domestic credit to private sector 70.5% (2025)
- Official exchange rate 387.01 LCU per US$, period average (2025)
- Net migration -29,013 (2025)
Frequently asked questions
- What is bank lending-deposit spread in Armenia?
- Bank lending-deposit spread in Armenia was 3.5 in 2020, according to International Financial Statistics (IFS), International Monetary Fund (IMF).
- What is the highest bank lending-deposit spread recorded in Armenia?
- The highest recorded value was 39.92 in 1995.
- What is the lowest bank lending-deposit spread recorded in Armenia?
- The lowest recorded value was 3.44 in 2015.
- How does Armenia rank for bank lending-deposit spread?
- Armenia ranks 88th out of 124 countries with data for 2020.
- Is bank lending-deposit spread rising or falling in Armenia?
- Over the last ten years it is down 65.8%. The long-run trend across the full record is volatile.
- Where does this Armenia data come from?
- The figures come from International Financial Statistics (IFS), International Monetary Fund (IMF), published as part of Bank lending-deposit spread. Statizoid updates them automatically from the source API.
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About this data
Raw data are from the electronic version of the IMF’s International Financial Statistics. Difference between lending rate and deposit rate. Lending rate is the rate charged by banks on loans to the private sector and deposit interest rate is the rate offered by commercial banks on three-month deposits. IFS line 60P - line 60L.